yeah, it's all about what you're used to. I have always just tapped my phone to pay with my card and scanned QR codes for payments to people. We all have our preferences.
it's funny how differently we all see things. For me, it's the small stuff that I prefer QR payments for. Like a 37 baht Bolt ride, or a 180 baht lunch. I don't want to carry around small bills 😅
I use it to scan and pay multiple times a day. You can't use any other methods to scan and transfer money to personal accounts, like Bolt riders, Grab delivery riders, most small restaurants and sales stands.
I also use it to get cash from ATMs without having to carry my card on me.
The transfers are instant, so I can pay my rent or others bills without delays.
And the exchange rate + fees when using foreign cards in ATMs will eat a big chunk of your money, over time.