My US bank does not charge for international transfers. I’m sure they make their money somewhere but it wasn’t obvious that Wise would be better. My plan was to compare a $100 transfer using both my bank and Wise. In 2022 I tried setting up a Wise account. It was a bit of a disaster and a long story I won’t go into. Wise wasn’t much help fixing the problems. I gave up on Wise.
When I tried to do this with Kasikorn bank it meant literally opening a new account. I ended up just changing my mailing address. I now live in Sisaket province but my official Kasikorn bank branch remains in Phra Khanong, Bangkok
He said he was 45. Once he is 50 he can get a non-O visa as a retiree for 1,900 baht but I have met expats over 50 that have the Elite visa and are happy with it. I have a 10 year pensioner LTR.