I live in a farming village. Lots of dogs sleeping in the road day and night. They are used to motorbikes driving around them. With the car I have to be careful. Still, there are several dogs limping around on three legs. I wouldn’t be the first.

@Jack ***************

Yeah! It’s a strange thing to an American but, on reflection, avoids a lot of court cases and seems to dispense a measure of justice. It’s totally ripe for abuse but is used frequently in Thai society. Even if you pay the policemen - whatever, it just seems fast and convenient. I have no idea how this would play out between two farangs and an injured dog though.

This seems like one of those situations where a Thai policeman dispensing justice at the scene of the accident seems appropriate.

When I was doing my 90 day reports in person in Bangkok the immigration officer very definitely wanted to see the previous receipt. I had it stapled to my passport. When I did it online I could download an identical 90 day report receipt.

@Todd *********

I pay $80/month. If I turn on the ATT line here in Thailand I get charged an additional $10 for the next 24 hours. I got this international plan in 2015 so I don’t know what plans they offer now. I’m not saying $80 is cheap but I like my bank account more.

I have AIS and the AT&T international plan for the same reason, US banking. I actually don’t need the ATT number for two factor authorization. My bank confirms my ID with a security USB. Still I keep the ATT number for any possible interaction with the bank. Keeping that wire transfer connection open is essential.

I turn off my ATT number most of the time. I turn it on when I think I need it. $10 additional for 24 hours.

I haven’t had the courage to test alternative phone numbers like voice over internet plans.

I bought Pacific Cross insurance in 2018. I was 62 then and am 68 now. My US insurance was not going to cover me to live full time in Thailand. It does have a few exclusive based on preexisting conditions, like kidney stones, and some based on age, like cataracts. I bought a 10 million baht policy with a 40,000 baht deductible. I have never had a hospital bill over 20,000 baht so I have never made a claim. Consequently I am getting a no claim discount. I am currently paying about 79,000/year. You pay for one year at the beginning of the policy year.

I look at this as being a catastrophic health insurance policy. Most medical care here is excellent and low cost and I pay out of pocket. If something really bad happens healthwise then I have the insurance to help with really big expenses.

In general you can expect the cost of your policy to depend on your age, the amount of coverage and the deductible you choose. Your health status will determine what exclusions you have to plan on paying yourself.

This policy qualified for my insurance requirement for my OA visa and now I use it to qualify for my pensioner LTR visa.

@Jeff ********

At Kasikorn. I don’t know anything about other banks

@Jeff ********

yes 👍

@Jeff ********

Cardless withdrawal using my phone. No charges.