Non-B visa is for ppl who will be employed in Thailand and a DTV is for ppl who work remotely and will not work for any Thai company but wish to spend time in Thailand. It is much more complicated than that but these are the basic differences.
I know. The poster is already in Europe and you can only apply for a non-O from your country of residence. He was applying for an OA retirement visa in his home country that requires CRC and health insurance.
I've just used personal expenses and it is showing as Transfer from another a/c. I also tried 'other' and it is the same. These two transfers took seconds whereas when I chose 'buying property' it says Mon or Tues before funds arrive, and that is what I would expect.
Every tax resident can be investigated and if found to be evading tax they will be prosecuted but if found to owe no tax then no action will be taken. In Thailand, it is illegal to evade paying tax but it is not illegal if you don't file a return because you owe no tax.