, if your income is equivalent to 44k per month at today's exchange rate, only transfer 40k a month, because if the rate drops back to what it was last year, your 44k will only be
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k, that way it will leave you enough savings to top it up to 40 until the rate rises again
Use a friend or relatives address for your bank, alternatively just don't tell the bank you've moved, if you use online banking, they have no need to send you any correspondence
if you think less than 1,000 baht is unrealistic, i suggest you look at the transfer prices on Traveloka, i paid 631 baht BKK to Pattaya, private transfer
