strictly speaking in Thailand you don't need a lawyer to draw up a valid will as long as it's witnessed, but I used one just for the convenience. I just walked into a law office and paid them 10,000 baht and it was all done in a couple of days.
it's not a minefield. It's a no-brainer to draw up a will bequeathing a bank account to someone else. Legally you don't even need a lawyer to do this but I used one just for the convenience.
just go to any law office. I was charged 10,000 baht to draw up a bilingual will in both English and Thai which bequeathed bank accounts. It's a no-brainer.
she will be able to use a PIN number until the ATM card expires. Then what? Just make a will making her the beneficiary of the account. It's so easy to do.
problem with the joint account is that you won't be able to use the banking app to pay for anything or to transfer money. Those banking rules came into effect a few years ago. Better to make a will which is a very simple thing to do here.
that's also the case with the Krungsri bank app. It won't accept a scan of the PEA QR code. But it works with Kasikorn which is my favorite bank. Also no problem with AIS prepay.
Krungsri Bank was very easy. I don't know about now though. I opened a Sterling FCD account with just my passport. Note that you have to fund the initial deposit with actual pound notes.