@Joe *****

How does your bank know your tax status?

@Graham ******

I don't see how sharing your savings with your wife can be considered a crime?

Marvin Gunther My understanding is that the assessment for tax in Thailand will be based upon income you receive in Thailand.. not income earned in Thailand.. and they will consider any deposit to your Thai bank account from overseas as 'income' irrespective of the fact you could be transferring money to Thailand from savings that you accumulated prior to the introduction of the new foreigner tax regime.. ie. from savings held prior to 1 Jan 2024.. so whether you are flipping a current month paycheck (or pension) just received into your overseas bank account to your Thai Bank account.. or whether you are moving funds you may have had on deposit overseas for the last 10-years.. once it hits your Thai Bank account the Thai tax authorities will deem it as income in the current tax year.. however if your home country has a double taxation agreement with Thailand.. and the tax assessment in Thailand is lower than the tax you have already been charged in your home country (on a current year basis).. then you will have nothing to worry about.. you simply produce proof of the home country tax charge to avoid any further taxation in Thailand.. on the other hand people who are in receipt of regular remittances to their Thai bank from overseas.. and with no tax charge in the current tax year in their home country.. could see the aggregate of all said remittances assessed for tax in Thailand.. that said the new tax regime is still being rolled out and may be subject to change once the authorities here begin to grasp the complexities of the system they are trying to introduce.. i believe their intention was to try and 'catch' people of working age who are employed by overseas companies and receive their income into overseas bank accounts.. these people may live in Thailand for more than 6 months of the year and could potentially avoid paying tax on their income in their home country as a result.. but also escape paying tax in Thailand since they were not previously on the tax radar here.. but it is likely to also catch retirees who live here comfortably on fairly modest pensions.. and the introduction of such a tax liability could severely disrupt their retirement plans.. with a reduction in disposable income directly also affecting the Thai family/s they may support.. so i remain hopeful that the foreigner tax legislation will be reviewed and amended before anyone has to actually submit a tax return.. and that is still some way off since this is the first year of operation.. and the first return will be based upon income received up to 31 Dec 2024.. though for those with Thai spouses.. it might be a good idea to remit incoming funds into their bank account initially.. since that would avoid scrutiny.. at least until things become clearer anyway.. just a thought ;)

I dont pay any fees to do an international transfer from my Uk bank account.. and i pay a 500bht handling fee to my Thai Bank upon receipt of the transfer.. the exchange rate is always reasonable imo.. so i don't go looking for a 'slightly better rate' with an fx company.. i prefer the feeling of security i get from knowing that my money is going directly from the Uk bank to the Thailand bank.. and having only 2 parties involved in the transaction minimises potential delays.. as well as giving me the strongest regulatory protection at both ends of the transaction.. whereas introducing a third party company brings in another regulatory regime that could be weaker.. just my personal preference for what it's worth.

I use the Sky scanner app to compare flights.. with direct links to booking sites and airlines.. saves wasting my time searching multiple websites!

Thanks for all your input.. i will be in Thailand on day 90 but not in CM.. so cannot do the report in person.. just didn't want to risk the online report being rejected by the system for some techicality.. so decided to go to CM immigration to do it in person.. already have my slip of paper.. phew! Better safe than sorry in my book!

@Jon *********

A bit of a conundrum really.. since the fiat dollar is the currency of the NwO.. and it is their demise that kills the fiat.. the new rainbow dollar will be a strong currency though.. but you won't be able to spend your fiat once the transition is completed.. you'll only be able to exchange it in a U.S. bank.. and if you have tons stashed under the mattress you're gonna need to certify it's providence before they'll accept it.. in other words prove where it came from or risk losing it!

Unless I'm moving a relatively big sum.. then a few bips on the fx (in either direction) isn't really going to change my life.. and the exchange rate my Uk bank gives me is also a lot closer to the commercial rate than most.. so i simply transfer funds as and when needed.. if you were buying property and moving a significant sum then that's a different ball game of course.. but anyone who doesnt understand the fiat dollar is indeed dead will soon be in for a nasty shock.. I'd be moving my cash into (physical) gold and silver until the storm passes.. i believe they are both undervalued at present and expect them to rise significantly.. the fiat dollar is no longer the world's reserve currency and will not recover until it is replaced by the USN.. not too long to wait by all accounts!

We had to do this to register our marriage at our local amphur in CM.. since we were married outside of Thailand.. we engaged an agent to do everything.. gave them our marriage certificate and copies of our passports and my wife's national ID card.. they handled everything from start to finish.. the original marriage certificate has to be certified by your own consulate / embassy first.. and will be translated into Thai with the Thai version then being certified by the Ministry of Foreign Affairs in Thailand.. you will then receive both of these documents as well as your original.. and in our case the agent included a translated copy of my passport (into Thai) in case of future need.. and we paid around 5,000 bht for everything.. it's really not worth trying to diy since its too time consuming and would take too long.. we had it all back inside 2-weeks!

@Neil *****

No apology needed my friend.. my observation was a general one that looked at this issue from the wider perspective of 'any foreigner' looking to invent a corporate identity (or trust) that could potentially be called into question by the authorities.. there are legitimate methods of protecting your tenure when title is vested in your wife's name.. which others have already suggested.. i didn't suggest there weren't other valid reasons for a foreigner to want to protect their 'investment' or that it wasn't acceptable to do so.. only that it was dangerous to try and do it without understanding the risks.. your reply seems to suggest i am blind to the relationship problems that could materialise.. which couldn't be further from the truth given that I'm married to a Thai and our marital home is vested in her name.. why you jump to such a conclusion i have no idea.. i was simply pointing out that if your mechanism is dis-allowed by the Thai govt when you try to invoke it then you will have failed in your intent.. so it's a case of 'buyer beware' if you are given advice that appears to be offering a cast iron solution to your dilemma!