@Andy *******
Sorry for the late response, but many have answered the question. Just get the cheapest insurance to cover the qualification, and as long as you have the passive income requirements, you will be fine. It comes with a lot of benefits, no 90-day reports, fast track service at all Thai airports that have the service, one one-year report only if you don't leave the country within the year, if you leave, you don't have to worry about the 1-year report and tax exempt, plus much more.