The UK would be expected to provide the best option for healthcare. Sadly, these systems often take longer than they should. Choosing the UK was the decision just about anyone would make. Grief from your loss is expected but you did nothing wrong. It was a sad outcome but life can be cruel some time. Take care during this difficult time.
J&E Concierge. On my appt day I went to their office in the morning and they drove me and 2 others to the license office. Because I already had a US car and motorcycle license, I had a Thai car and motorcycle license by lunch. Appts take a while but for an extra fee, they can expedite an appt.
I had a question regarding my Pacific Cross policy and emailed my agent - he responded. I only purchased my coverage for emergency use (ie. motorbike accident, sudden health emergency) so hopefully I'll never need to find out how it is. 🙃