Everyone is an expert these days. For the first time in my life I had fat old men giving me health advice. All I'll say is right now nobody knows anything. Let's see what happens.
You all are forgetting that some posters on here are elderly. Of course they'll share money for happiness. Would a fit 21 year old dude do this? No. Let the elderly people do their thing. It doesn't mean you have to do the same.