Michael Ganzermiller what website are you talking abt. As far as I know I got my oa visa by uploading the policy docs to my application. I now have the OA visa( retirement )
While investigating insurance policies for oa visa I found there are at least 2 coys who provide axa insurance policies as well axa themselves . I think it just depends on who you get on the other end of the email trail. So far my dealings with axa have been good. Answered all my questions both by email and phone