No problem if you are under consideration.

Just return when it's approved and get stamped.

No overstay if it's not ready, if there was a problem you would already know.

Nothing to be concerned about.

@Flukie *****

although it's not clear yet.

It appears that you have to prove funds in your home country.

As it will be a multientry with no extension in country, there will be no need for money in Thailand.

These details however are not clear yet.

@John *******

when you get here, the easiest path is to pay an agent to open one with/for you.

@Robert *****

non-o 90 day does not require it.

OA 1 yr does.

@Galen *****

for the initial 90 fay non-o the funds must originate from outside Thailand.

For the extensions it is only required that the money be here.

This is how most offices interpret and enforce the rules.

Some offices will implement differently.

@Dennis ********

the mistake you are making is looking at long stay.

What you want is a 90 day non-o visa based on being over 50.

As the initial visa is only 90 days it is not considered "long stay".

You will not require health insurance or criminal check etc.

Once you enter Thailand then you will be able to extend for 1 year increments.

You will need to deposit 800k into Thai bank account in your name only.

Your income doesn't qualify without embassy endorsement( For the first year anyway.)

@Chris *******

not talking about your tourist stay.

Only talking about your 90 day non-b visa.

The 90 day non-b visa doesn't require you to have a work permit (or actually be working).

It is intended that you would have all sorted in place and working in time for the extension, which you are not doing.

You will have no issue leaving.

If you are on the original 90 day visa you are permitted to stay till its expiry.

No problem.

@Stuart ********

yup that sure sounds like it.

@Nongnuch *******

he asked about using an agent, that is doing in country.

I advised as per the question.