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Is health insurance necessary for those with a DTV visa in Thailand?

Aug 21, 2025
3 days ago
Is health insurance necessary to buy if I have a DTV visa already.

As I saw chat GPT is saying it’s compulsory otherwise in the next entry they can deny entry … Please suggest if other people are also having health insurance with DTV
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TLDR : Answer Summary
Health insurance is not compulsory for holders of a DTV visa in Thailand, but it is highly recommended due to the risk of accidents and health issues. Multiple respondents agree that while insurance isn't a requirement of the visa itself, it is considered a responsible choice for personal safety. Suggestions include seeking nomad insurance as an alternative to local coverage. Despite the conversation around the necessity of insurance, it’s clear that having health insurance is deemed a sensible decision for expats.
DTV VISA RESOURCES / SERVICES
Sweet *****
Health insurance is completely necessary no matter what visa you have. Strange question.
Elías ********
It's not compulsory visa wise, but it is compulsory common sense wise.
Patrapong *****
Contact me if you want a basic coverage for your worst case scenario. I’m an agent with Allianz Thailand and able to propose some things, at least to compare.
Anonymous ******************
It's not compulsory but please do get health insurance. Look up nomad insurance if you dont want to commit to the local annual health insurance
Wannikea *********
ChatGTP is frikken dumb
Michael *******
@Wannikea ********
no, I want to see the question he asked to chatgpt to see who is dumb 😅
Wannikea *********
@Michael ******
you're right, it's all about the quality of the question
Michael *******
@Wannikea ********
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Pete *******
Insurance is not a requirement for the DTV but it is a good idea to have it.
James ********
@Pete ******
Wise advice ✅
Steve *******
That is not true.There are no rules about getting health insurance on a DTV.

But as an adult, not having health insurance is pretty irresponsible.
Anonymous ******************
It's not compulsory but the day you're involved in an accident and you don't have an insurance that's game over for you. Accidents are very common here.
Luit *****************
Anonieme deelnemer 649 Why game over? You still have 500K for this kind of situations.
Anonymous ******************
@Luit ****************
What is better? Having insurance for accidents or pay 200k out of pocket for your broken leg?
Luit *****************
Anonieme deelnemer 334 When you get a broken leg or other serious accident the insurance is better, when you not get an accident the insurance money is wasted.

When you do not stay too long travel insurance might be the best, but a lot of people here seem to use DTV as a kind of residence visa.
Anonymous *************
ORIGINAL POSTER
Anonymous participant 649 yes true