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expat financial tips

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This page displays all the results for the expat financial tips tag, sorted by the most recent activity. There are a total of 19 questions that have been tagged with expat financial tips. Explore the questions to find discussions and information relevant to this topic.
Oct 4, 2025
4 days ago
Steve ******
ORIGINAL POSTER
Has anybody managed to top up their Truemoney account with a foreign card?

If so how did you do it? 🤪
Oct 2, 2025
6 days ago
I went to the Bank with my DTV:

So previously I had an education visa and opened an account with Krungthai. Everything works and I’ve had no problems at all.

However I wanted to move the Krungthai Next app to my new phone so I went in to ask if they could do it (because it would not let me login on my new phone without going in person)

First they asked straight away “visa”. I showed them my DTV and they were confused, speaking in Thai with each other then they called the call Center, as the visa I registered the bank account with was different.

At the end they basically said DTV holders aren’t meant to have a bank account so we can’t register you for the app on your new phone. However you can keep the bank account open and continue to use it.

So now I’m stuck with a very old phone just to use for scan pay.

Not ideal but better than nothing. If anyone has a work around or any advice I’d appreciate it. But yeah seems like they’re a lot stricter now
Oct 1, 2025
7 days ago
Greg *******
ORIGINAL POSTER
Was asked to post this.

It possibly can help someone. Hope it will.

If something didn’t help or it did. Good to share your experience. Good luck.

🇹🇭 𝐆𝐫𝐞𝐠’𝐬 𝐃𝐢𝐠𝐞𝐬𝐭: 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮𝐫 𝐓𝐡𝐚𝐢 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐅𝐫𝐞𝐞𝐳𝐞𝐬

More and more foreigners in Thailand are facing the same nightmare: accounts suddenly frozen.

No warning. No access. No way to pay bills or even buy lunch.

So… what’s your Plan B?

✅ Smart Safeguards

Multi-Currency Debit Cards

Wise → [members only]/

Revolut → revolut.com

N26 → n26.com

Payoneer → payoneer.com

Remitly → remitly.com

Hold THB or auto-convert from USD/EUR at real rates. Add to Apple Pay/Google Pay → works at stores that accept contactless Visa/Mastercard (not PromptPay QR)

Works at ATMs and most Visa/Mastercard terminals (some Big C stores, larger retailers). Note: Wise/Revolut cards don’t work with Thailand’s local PromptPay QR system, but they do work where contactless Visa/Mastercard is accepted.

Keep an Overseas Account Active

Don’t close your home account. Link your Wise/Revolut card to spend in Thailand. Even if your local account freezes, you’re still liquid.

Fintech Platforms

Use Wise, Payoneer, or Remitly for cross-border bill payments and transfers. Faster and cheaper than SWIFT.

Local Anchors

Property ownership, marriage visas, or long-term visas give stronger eligibility. Banks are far less likely to target these than tourist accounts.

Split Your Risk

Don’t rely on one bank. Keep part overseas, part in fintech, part local. If one channel freezes, the others keep you going.

❄️ If Your Account Is Frozen

Call 1441 → press 2 (anti-scam/unfreeze hotline)

If unresolved, escalate via BOT hotline 1213 (Financial Consumer Protection Center).

File a complaint with BOT’s Financial Consumer Protection Center (FCC):

Call 1213 or email fcc@bot.or.th

Submit via BOT Helps & Complaints portal

[members only]

Include passport, account number, branch, visa, proof of address, and evidence of legitimate transactions.

Visit your original branch with:

Passport & visa docs

Proof of Thai address

Thai mobile number in your name

Bank statements / recent transaction evidence

Show proof of legal status (work, retirement, marriage, long-term visa).

Ask the bank to release only the “suspicious portion” of funds (per BOT guidance).

⚠️ Reality Check

Crackdowns on mule accounts and scams are driving this — but many innocent foreigners are caught in the net.

👉 Don’t wait until your account is frozen. Build your backup plan now.
Sep 21, 2025
18 days ago
Hello everyone, any tips on how can we open a bank account in Thailand? So far I was rejected at 2 branches (Kbank and Bangkok Bank)
Sep 15, 2025
24 days ago
Dallas *****
ORIGINAL POSTER
Hi, just wondering if anyone has found an efficient method of moving money from Canada to Thailand?

I've just been using ATMs, but the fees are high, and also found bank transfers to be just as costly
Aug 28, 2025
a month ago
Michael **********
ORIGINAL POSTER
Having my bangkok bank account frozen why don't they least allow.a small withdrawal each day to help pay for food and bills
Aug 1, 2025
2 months ago
Andrew ********
ORIGINAL POSTER
If you are looking for a way to pull money outside atm or WU

Krungsri bank 200 baht fee off your US Debit and at rate for market. Bring passport quick and easy no ATM fee or foreign atm fee

** Edit just to clarify for the troll of the group Stewart Stuart Cumming a moderator they will only do this if you are wanting to pull over 60000 baht otherwise they will tell you to use ATM.

Sorry I assumed he would have common sense that if you were pulling lower amounts they would tell you to use ATM .. seems I forgot the nature of trolls on the net
Apr 17, 2025
6 months ago
Nelson ******
ORIGINAL POSTER
I've just submitted my application for the DTV into the Thai Embassy in Canberra and was surprised to find the 10,000 THB fee charged as A$600 which at the current exchange rate is 12,600 THB! I have THB to pay with but the system only accepts A$.
Apr 1, 2025
6 months ago
Gaetano ********
ORIGINAL POSTER
Hello everyone, I'll be in Thailand on May 1st. I'd know about payment systems besides the classic cash. Is Wise working to pay in any shop and withdraw from any Atm?
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