What are the best methods to access cash from a foreign pension in Thailand?

Expat retirees accessing their foreign pensions in Thailand commonly utilize various methods. Many recommend using services like Wise for international transfers due to favorable exchange rates and low fees. Some individuals prefer direct wire transfers from their US or Australian banks to their Thai accounts, which may incur less fee depending on the bank. ATM withdrawals using foreign debit cards are also a popular option, but users should be aware of potential fees and varying exchange rates. Overall, choosing the best method often depends on personal banking relationships and fee structures.