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How can I top up my Truemoney account using a foreign card in Thailand?

Truemoney Foreign Card Top Up Payment Methods in Thailand Expat Financial Tips 7-Eleven ATM Withdrawals True App PromptPay

Oct 4, 2025

4 days ago

ORIGINAL POSTER

Has anybody managed to top up their Truemoney account with a foreign card?

If so how did you do it? 🤪

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TLDR : Answer Summary

The discussion revolves around topping up a Truemoney account in Thailand using a foreign card. Many expats share experiences, suggesting that cash withdrawals from ATMs can facilitate topping up at convenience stores like 7-Eleven, where there are limits on amounts. There is skepticism about the effectiveness of Truemoney and suggestions for alternative payment methods such as using the True app or PromptPay.

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Delfina *********

People can't wirdraw money and pay with it anymore ? Banks are laughing , siri alexa ecc.are laughing

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Tin **********

Use fps prompt pay

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Robin *********

Im interested in this topic and must clarify. Is the reason you have a truemoney account, is to have the ability to pay with 'scan'? As a back up maybe?

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James *************

I do it through the true app. Top up mine and my wife’s with different data packages

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James *************

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James *************

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Phil ******

Nah forget it

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Benjamin *********

No need, you get cash from any ATM here with ur card , then you top up at 7eleven

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Antal ********

@Benjamin ********

I get 2% refund on Credit Card use. But nothing on money withdrawals, but I have to pay 250 THB. So why would I do that?!

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Anonymous ******************

@Benjamin ********

not everyone is willing to pay 250THB just to withdraw some cash

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Med *******

Participant anonyme 777 they just want to flex and seems less farang in front of the lady boy

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Dharma *************

Anonymous participant 777

You can try the Charles Schwab visa debit card which can be acquired if you have a Schwab brokerage account (available to International customers). They reimburse your ATM withdrawal fees.

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Benjamin *********

Participant anonyme 777 then your home coubtry cardtax will be higher.

Btw 250 thb is 7€ 😁don’t be that greedy,

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Elías ********

@Benjamin ********

250 is a lot, for example if you're withdrawing 300 baht, it's almost 100%. If you withdraw 1,000 baht it's still 25%.

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Dany ********

@Elías *******

thats why you always withdraw 30k…

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Anonymous ******************

@Benjamin ********

I’m not greedy but 250 is outrageous. It’s one of the highest atm fees in the world.

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Ja *********

Anonymous participant 777 don't pay it then go somewhere else..

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Rodney **********

Anonymous participant 777 use moreta pay. Can link your foreign card. If you use my link we both get $10

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7

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Anonymous ******************

@Benjamin ********

your home…what?

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Anonymous ******************

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Benjamin *********

Only cash or thai account

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Andrew ********

True Money is a waste of time....

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Christopher ***********

@Andrew *******

No it’s not. It’s most useful.

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Elías ********

@Andrew *******

I didn't spend 10 minutes setting up my account 🤷🏻🤔

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Anonymous ******************

@Andrew *******

no it’s great. When the banks give you BS truemoney still works

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Andrew ********

Anonymous participant 777 if you have a Non class or long term visa not tourist DTV as an example. For me personally, , it is a waste of time.... I can use Prompt Pay or scan from my bank accounts.

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Anonymous ******************

@Andrew *******

works fine on DTV visa, asides from the citizen only features I have full access on true money.

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Robert *********

@Andrew *******

you realise this a DTV group…? 🙄

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Andrew ********

@Robert ********

yup

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Christopher ***********

@Andrew *******

Then why post obviously irrelevant and unhelpful comments?

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Christopher ***********

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Benjamin *********

@Andrew *******

it’s superb tool,

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Benjamin *********

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Fia ****

Top up at true, 20,000 max

At 7-11, 3000 max

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Dany ********

and each 7-11 has a daily limit for the shop overall. so sometimes unlucky and limit already reached… super bad

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Dany ********

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John *********

InThailand try many different things, don't think western logic, everything is possible when you least expect it 🤠

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John *********

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