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Why is my Bangkok Bank account frozen and why can't I make daily withdrawals for expenses?

Aug 28, 2025
4 days ago
Michael **********
ORIGINAL POSTER
Having my bangkok bank account frozen why don't they least allow.a small withdrawal each day to help pay for food and bills
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TLDR : Answer Summary
The user is experiencing difficulties with a frozen Bangkok Bank account, expressing frustration about not being able to make small daily withdrawals for basic expenses like food and bills. The comments provide advice on alternative solutions, such as transferring money from overseas, using international bank cards, and even switching banks to avoid future issues.
Jay *******
Go to immigration, get a residence certificate and open another bank account at another bank. Bangkok bank froze my account, went to kasikorn and was using their banking app within a few hours. My transfers with Bangkok bank took 3 to 5 days. My new Kasikorn account transfers are complete in 3 to five seconds. I had other ways of getting money thankfully, but i won't get caught with only one Thai bank account again.
Stephen *********
@Jay ******
- what do they require to issue a residence certificate, and is there an official form to use? Thanks.
Jay *******
@Stephen ********
brought my passport with my one year extension and my lease agreement
Stephen *********
@Jay ******
- thank you! No official form to fill out?
James *******
Are you hungry?
Trevor *******
Mate if you only have one way of accessing money while here, well lesson learnt
Paul ***********
Use a wise card.

Transfer to it

Use the wisetag QR code to pay for things
Peter ******
@Paul **********
or use the one your UK/Aussie/USA bank gave you !
Pascal *****
@Paul **********
you cant use wisetag for Thai QR code, only in Singapore
Nigel ***********
@Pascal ****
yes u can
Pascal *****
Pascal *****
@Nigel **********
on Thai QR code, NO
Shellee ********
@Paul **********
wise website says the card is not available in Thailand
Shellee ********
@Paul **********
I think if you get the card out of country you can use it here until your a resident and wise figures it out, that’s what happened to me then they canceled the card
Paul ***********
@Shellee *******
I haven’t used Wisetag in Thailand yet (only because I am not there yet), but I will try it next time I visit or before I move there.

But I have used it to pay for goods at HomePro and one restaurant.
Gary *******
@Paul **********
is the Wise card available now in Thailand? Last time I checked it was not but that was several months ago
Paul ***********
@Gary ******
I have used it at HomePro a couple of times and at one restaurant
Jeremy ********
Silly Farang you think the bank cares if you eat

You have a lot to learn about the world
Luigi ***********
@Jeremy *******
It's not the banks around the world that are creating problems. The problems are caused by certain Chinese-Owned banks in Thailand, like BB, which are causing a lot of problems for their clients due to their incompetent staff.
Mma *******
@Jeremy *******
mostly innocents swept up in this, regular folks.
Richard *******************
@Jeremy *******
who is silly, you. I think the bank cares if they lose money, acvount holders of if they have to spend much time dealing with complaints via to official body for consumer rights.
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Jeremy ********
@Richard ******************
I doubt they care
James ********
@Jeremy *******
Hmmm. Not sure about that. I think the financial repercussions of this targeted harassment are going to result in a major shift and shit fight.
Jeremy ********
@James *******
you can pull your money whenever you want and depart whenever you want

What’s holding you back champ
James ********
@Jeremy *******
sorry jeza...goes to show you haven't got your finger on the pulse. Frozen , blocked means just that ...you can't do sweet fa until whenever...can't close the ac , can't transact , can't withdraw...nothing .....Champ.
Jeremy ********
@James *******
you just donated to a charity with the funds in your bank acct
James ********
@Jeremy *******
That's a regular donation, can't stop it to the " My name is JM and I'm a fuckhead foundation "..you'd know it well...champ.
Jeremy ********
@James *******
I’m a mega millionaire from that charity Champ
Peter *********
Use ATM card from overseas
Tee *****
@Peter ********
too judgey
Peter *********
@Tee ****
obviously a lesbian lol 😆
Trav **********
You need to organize your life better Champ.Always have a backup plan if things go to shit. Why don't people actually think!!!
Steve *********
@Trav *********
mr perfect
Trav **********
@Steve ********
Thank you Sir, I appreciate the compliment 😘
Trav **********
Urs **************
Why is it frozen? When will you have access again?
Michael **********
ORIGINAL POSTER
@Urs *************
all accounts with bangkok bank are frozen
Andrew ***********
@Michael *********
rubbish statement, if you detail are correct and you had spent 10 mins going to the bank to update everything, then you shouldnt have a problem. It's been in the media for months saying please update your phone number and details
Murray *******
@Michael *********
not ALL but many are frozen . My fixed term acc was, because it was opened on a tourist visa 20 yrs ago.

But they left my other account alone ???
Alastair *******
@Michael *********
my BB acct is fine.

I heard months ago that you had to have your current and correct phone details in your account. Have you checked this with BB?
Kim *********
@Michael *********
no they are not
J **************
@Michael *********
incorrect info
Sel *****
@Michael *********
I have only 3000 baht on my Bangkok bank account. But I just took out 1000 baht 2 days ago.
James ********
@Sel ****
So it wasn't locked or frozen..duh @!!!
Sel *****
@James *******
He said ALL Bangkok bank accounts are frozen. So I added my input.
Von ***********
@Michael *********
not my Bangkok Bank account.
James ********
@Urs *************
Nobody knows . Because of some dodgy Chinese scam in Pattya , every law abiding citizen is being made to suffer.
Mark *****************
@James *******
totally agree but not just the Chinese it’s the Russians as well, not to mention countless other countries we don’t hear about… Fu**s it up for the rest of us trying to do the right thing and enjoy our retirement in this beautiful land….
Max *************
@James *******
Not EVERY law abiding citizen.
James ********
@Max ************
ok , not every law abiding citizen, but a fishing expedition nonetheless .
Urs **************
@James *******
are you talking about the bank account that requires constantly 800‘000 Baht for 12 months Visa?
James ********
@Urs *************
Any accounts you have with BKBank ...all frozen , or locked. And it seems random targetted.
Max *************
@James *******
Frozen accounts are NOT random targeted. It's about "relatively" new accounts. One guy was told by his branch the limit was 4 years. I've also heard 5 years.Which one is correct, I don't know.
Urs **************
@James *******
incredible
Urs **************
Waiwin, top up from another bank or revolut or wise
David *********
This is Thailand
Jamie *********
@David ********
fuck off ya smug cunt!
Walrus *******
@David ********
not very helpful
David *********
@Walrus ******
how can anyone help, you want to send some money to him?
Mark ********
Transfer money from overseas in the interim
Malcolm *****
@Mark *******
to where exactly?
Jason *******
@Malcolm ****
western union
Parker ********************
@Malcolm ****
a Wise account
Mma *******
@Malcolm ****
maybe he means withdraw- no sure tho.
Paul ******
@Malcolm ****
try and get a wise card and you can transfer money from overseas accounts to that

Hopefully this may help in the mean time

I have a physical wise card and a digital card so its a good back up
Parker ********************
@Paul *****
👍💯
David *******
@Malcolm ****
Western Union, MoneyGram? You seriously don't know about international money transfers?
Jason *******
@David ******
I was thinking the same 😂
Mark ********
@David ******
Hey David, Stuart’s idea is a good idea about Western Union. I do not need to anymore, but I have a number of times over the years transferred money from my Australian Bank via my Western Union App and sent to myself in Thailand as the recipient for a cash pickup at any Western Union Branch in Thailand.
David *******
@Mark *******
Replying to the wrong person
Stuart ***********
@Malcolm ****
it's not ideal, but you could transfer some money via Western Union to yourself or withdraw money on a debit card inside Krungsri bank.
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