Banking question. I cannot get an answer from immigration:

I am fine putting ฿800,000 in a bank account . But I want to get decent interest. The bank tells me I can get a decent 2.4% interest in a fixed account. However, that money cannot be accessed by ATM or the banking app for things like making payments.

I don’t want to put the 800,000 into their savings book account because it only gets 0.25% .

Also, I want to have my deposit every month over the next 12 months so I can in one year get my 800,000 back

Question: can I have two accounts? One with a bank that is a fixed account that I put the 800,000 in and I do not touch for the year and I get 2.4%.

A regular savings account where I would deposit my 65,000 bought every month so in 12 months I can show that I have the pension and I can get my 800,000 back

Will that be allowed? Same bank just two different accounts. The savings account that I deposit my pension into I could then use for paying bills, etc., and withdrawal from ATM.

Or does everything need to be in one account?

Thanks if you have any relevant information .

Banking question. I cannot get an answer from immigration:

I am fine putting ฿800,000 in a bank account . But I want to get decent interest. The bank tells me I can get a decent 2.4% interest in a fixed account. However, that money cannot be accessed by ATM or the banking app for things like making payments.

I don’t want to put the 800,000 into their savings book account because it only gets 0.25% .

Also, I want to have my pension deposit every month over the next 12 months so I can in one year get my 800,000 back.

Question: can I have two accounts? One with a bank that is a fixed account that I put the 800,000 in and I do not touch for the year and I get 2.4%.

Then A regular savings account where I would deposit my 65,000 baht every month so in 12 months I can show that I have the pension and I can get my 800,000 back

Will that be allowed? Same bank just two different accounts. The savings account that I deposit my pension into I could then use for paying bills, etc., and withdrawal from ATM.

Or does everything need to be one account?

Hi friends !

We are a family that travels from Thailand to Vietnam to do the visa

Do we have to show 500k per head in the bank checking account or is it enough to have it at savings plan?

Has anyone done research on which banks have the best long term deposit interest rates?

Does anyone know if the 800,000 baht needed to meet the long term visa requirement needs to be a saving’s/checking account or can it be put into an investment account?

Hi everyone,

Does anyone know if the funds to be deposited for various visas (800,000 baht, etc.) must be placed in a Thai bank savings account? Or can they be invested in a Thai bank fund account (or savings plus funds)? I understand that the total holdings cannot fall below the minimum threshold (400,000 baht, etc.). TIA

So I have a couple of extra dollars/Baht.

I wanted to put it away in a rainy day fund. The best option seems to be buy gold.

What are some other options? We're not talking big money a couple thousand USD.

Thoughts?

Please, do not laugh, but…

When we open a bank account in Thailand, will be depositing the 800,000thb (each) as required for our visa

Do we earn any interest on it and if so how much

Likewise, if we want to open a savings account, what (if any) interest can we expect to earn?

Have tried to find the answer online to no avail

Thank You

Hoping someone may be able to help. I have the 800,000 in a bank account which will just sit there for immigration purposes. At the moment it is in a savings account. I would like to move to a fixed account which will give a little more interest. The account would be at the same bank. But I am a little concerned as to how immigration would veiw this. If they see it as withdrawing all the money from the account it could mess up my next extension. Does anyone have experience of this.

Which k bank branch can I open a saving account.. don't need work permit or purchase insurance from bank ....

I stay near bang na...