So i am a little confused when applying for the non o visa on the thai e visa website, some have said that you do not need the health insurance for the non o (90 days) but when you pick the sub category (1 year extention ) retirement you need it . I thought you can go into thailand on the non o and do everything there within 90 days to get your non oa . So the wyestion is do i need the health insurance when applying for the 90 days non o or not.