@Ossie ********
I have the Non immigrant O visa. This is the visa everyone needs to then apply for a year long retirement visa,which is my goal. No one speaks English in the the banks up here in Bueng kan and I think this is the main problem. I'm even considering asking an officer from immigration to accompany me to a bank. Maybe such a suggestion would be laughed at in immigration. Going to look further afield in Udon Thani where there are more falang and maybe an English speaker in a bank.