i see these posts all the time and I can't help ask why? Every single transaction bar 1 or 2 over say 100-200k bht have been instantanious, wondering if there are reasons yourrs take a long time
Either a full medical disclosure and certain insurers will accept things while most will permanently exclude
Or a moratorium - however it's normally (uk anyway) anything last 5 years excluded for first 2 years if you can go 2 years without symptoms treatment advice or medication
If its a chronic condition you've got its never going to he covered unless you can get medical history disregarded (large cooperate scheme ridiculously expensive)
Source: uk insurance broker for 7 years and recently looked into international PMI for myself
can confirm in june applied for tourist evisa in uk, couldn't wait for it so had to have an outbound flight booked ,in august extended the 30 day exempt, in september did a border run using the tourist visa on the way back, have just done a 30 day ext on that