What medical insurance options do Digital Nomads in Thailand recommend?

Aug 21, 2024
3 months ago
Goel ********
ORIGINAL POSTER
To all Digital Nomads in Thailand , what medical insurance you use ?
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TLDR : Answer Summary
The discussion revolves around medical insurance options for digital nomads in Thailand. Various users shared their experiences and recommendations, mentioning companies such as AIA, AXA, Genki, SafetyWing, and Cigna. Some participants highlighted the importance of having proper expat health insurance versus basic travel insurance, which might not provide sufficient coverage for those residing long-term in Thailand. Key concerns include emergency medical evacuation coverage, duration of validity, and overall reliability of policies.
Shane ********
Speak to
@Natty ********
from
@Tenzing ********
- they are one of the leading expat health insurance brokers in Thailand - he is great and can you let you know which plans can suit your situation and budget
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Jan ***********
Why not just take care of own health, save money on insurance and have emergency fund for health care? Should be much cheaper and incentivizing to live healthy life.
Goel ********
ORIGINAL POSTER
@Jan **********
agree sir

But for safer side one should have
Alex ********
International health Insurance with freedom, no excess/deductible- good coverage and 138 pounds a month or just under 6k bht
Saul *******
ประกันสังคม😉 aka Thai SSO
Peter **********
GoFundMe is the most popular
John *******
Cigna global
Jim ***********
Zithromax
Erica ********
LMG
David **********
Bangkok life
Goel ********
ORIGINAL POSTER
@David *********
is it insurance company name?
David **********
Paul ***************
As an expat advisor for more than 35 years dealing with expat insurance I have the knowledge and experience your need to assist you with your insurance needs.

Expat health insurance is vital for those living abroad, offering comprehensive coverage, with a minimum sum assured of $500,000 per annum, including emergency medical evacuation because you just might need the cover.

Many domestic plans exclude emergency medical evacuation and have very low limits, and often don’t allow treatment out of country.

Most travel insurance plans becomes invalid after the trip period typically 30,60 or even 90 days expecting you to return to your home country before the end of this period.

A quality expat insurance provides continuous coverage for as long as you want to continue paying the premiums.

Ensure your expat medical plan includes provisions for returning to your home country, maintaining coverage, and portability if you relocate.

Don't rely on travel insurance—it’s designed for short trips away from your home country not those living overseas as expats.

Visit our website for personalised advice and quotes:
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Rene ********
@Paul **************
most of them are too young and egotistical to even pay attention
Marius ************
Genki
Onne ***********
Not use ŵrlive

She not pay

Maffia
Christopher *************
@Onne **********
rubbish they do ,,, stop the BS
Liam ********
SafetyWing Nomad Health.

If you're just looking for travel insurance, World Nomads is also good (they've paid out for all my claims in the past).
Goel ********
ORIGINAL POSTER
@Liam *******
world nomads is insurance company? Didn't get exactly
Liam ********
Andreas ***************
QR-Life
Salim *******
Genki
Simon *******************
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Ryan *******
@Simon ******************
this one has good prices.
Christian ***********
@Simon ******************
That’s the one Chris Parker from RW4U said he uses.
Simon *******************
@Christian **********
well thats a fairly huge endorsdment
Christian ***********
@Simon ******************
I would think so.
Marcel ***
@Simon ******************
this is the worst, they don't pay anything, just take a look at trust pilot
Simon *******************
@Marcel **
I just checked the trust pilot they have great reviews!?
Simon *******************
@Marcel **
oh really? I’ll switch who do you recommend?
Robin ****************
@Simon ******************
Looks good on the first sight but it’s bad as f**k
Steve *******
@Robin ***************
also wondering what the bad parts are.

Please share
Simon *******************
@Steve ******
maybe he meant Michael Jackson ‘bad’ 😄. from what I’ve heard they are the right choice for digital nomads these days. I’ve not made a claim yet but I hear they don’t mess about
Simon *******************
@Robin ***************
I’ve been using for months what’s the issue?
Werner ************
Pat *******
Travel insurance
Franklin ***********
@Pat ******
damn i got flood insurance
Terary **********
I have insurance through my company which is mostly useless. I think maybe it will help in emergencies, but I think there is a clause "If out of the USA for more than 30 days" so I really don't trust it.

I have had some minor medical stuff done over the years. Doctor's visits are pretty cheap here (compared to the US) so I don't bother with insurance.
Maria *********
@Terary *********
what you have is basic travel insurance valid usually 30 to 45 days. If you plan to stay in Thailand for more than 3o days you need medical insurance no travel insurance
Myles *******
Depending on what u need/age etc take a look at Genki. Wont work for everyone but does for me! €60 odd a month and can cancel at anytime and covers pretty much the same as the big boys. I have a referral code should you need
Ryan *******
@Myles ******
how quick is service when you need it for emergency
Myles *******
@Ryan ******
they have an app u book it through and its instant. U pay the excess via the app and they cover the rest. Same for any outpatient appointments. They only started using this about 6mths ago and its great
Keri ***********
@Asa ******
can help you! With AXA!
@Aom ******
Tyler *******
I use AIA
Goel ********
ORIGINAL POSTER
@Tyler ******
does it cover worldwide outpatient consultation and medication?

How much premium you pay
Par ******
@Goel *******
I use Cigna and the coverage is worldwide. But this is co-pay
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