I have Bangkok Bank and Kasikorn bank (KBank) accounts, and have no trouble transferring money from the U.S. I use a wire transfer from my U.S. bank using the Thai bank’s SWIFT code for large transfers, and the Wise or Remitly app for smaller transfers.
That’s why I’m saying you’re both right. $3,000 won’t go far in Bangkok like you say, but if you’re in Pattaya in the bars every night and taking ladies home, $3,000 won’t go far either. 👍🏼
You may find a unicorn Thai lady that doesn’t want you to help support her family, but it will be a tall order if you want to marry, since it’s in their culture that the kids help the parents financially in old age due to no safety net like social security. The responsibility usually falls on the daughter’s shoulders. You may find a woman with money, that would be great. For myself, I negotiated an amount that I could afford monthly before I got married. It hasn’t hurt me at all. Having a family try to use you for an ATM and suck your bank account dry is another thing, but I don’t think it happens much if you take your time and get to know the girl well before getting serious. Anyway, just thought I’d throw that out there. Good luck!