Ask question

This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

Can I add my Thai wife to my Thai bank account while on a retirement visa?

Retirement Visa Marriage Visa Thai Banking Regulations Joint Bank Accounts Visa Fund Requirements

Sep 22, 2025

16 days ago

Jamie *********

ORIGINAL POSTER

I recently was married to my Thai fiance. Today I was told by my Kasikorn bank that I can't add my wife to my Thai account with a retirement Visa. I'm not sure if that means I will have to update my retirement Visa to a marriage visa 🤔

4,694

views

4

likes

121

all likes

36

replies

0

images

16

users

TLDR : Answer Summary

A user recently inquired about adding their Thai wife to their bank account while holding a retirement visa. Responses indicate that joint accounts can complicate the visa requirements, particularly for proof of funds. Most commenters advised against adding her to the current visa account to avoid jeopardizing the required balance, suggesting opening a separate joint account if desired. Furthermore, there was discussion regarding potential implications for financial security and estate matters.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted Retirement Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Jonnie *******

As far as I’m aware you can’t add another name to the personal account you currently have, you’d have to open a new account if you wanted to have joint accounts and the funds in a joint account can’t be used for proof of funds for your retirement, I have both a joint and a personal account with Kbank that were obtained whilst on a retirement visa.

Like

Reply

Mikkel *******

Do not add her to the account your visa money is in. That would void the use of that account for your visa unless you always have more than double of the requirement (as you then only own 50%). You can have other accounts that are joint. Marriage visa is not a requirement for that, and you should be able to do that with proper documentation (including marriage certificate).

I opened a joint savings account with my wife in Kasikorn doing that.

Like

Reply

Jamie *********

ORIGINAL POSTER

The main reason why I am looking to add my wife is because if I die before her, how will she be able to withdraw the 800,000 baht?

Like

Reply

Mikkel *******

@Jamie ********

if you trust her enough, you could give her power of attorney to the account. Without her name being listed on the bank book etc. Talk to your bank about that. But honestly, if you are just looking to make sure she will get it when.. Then being legally married is enough.

Like

Reply

John *********

if you don’t trust her enough….you know the rest, or will learn.

Like

Reply

Reply to

John *********

Reply

Mikkel *******

@Jamie ********

you can write a will for a few thousand bahts that will enforce this, and prevent her from being locked out of the money for a while.

Like

Reply

Mikkel *******

@Jamie ********

if you are legally married here in Thailand, she will automatically get that.

Like

Reply

Mikkel *******

@Jamie ********

there are papers for that. She do not have to be *on* the account

Like

Reply

Reply to

Mikkel *******

Reply

Scott *********

Dont add her your money will be gone fast

Like

Reply

Bill *********

@Scott ********

No truer words have been spoken!

Like

Reply

Reply to

Bill *********

Reply

Becky **********

Open another account, take your marriage certificate to show them and you can get a joint account

Like

Reply

Gianpaolo ******

Why do you want to add her name? If she dies before you, will you have to split half of her money with her children

Like

Reply

Jon *****

Probably not a good idea to add another person to your visa account anyway.

Like

Reply

John **********

Be wary of doing this on the account you use for your extension of stay. Even assuming your immigration office will accept joint accounts you would need double the money in the bank as they view only half the money belongs to you. Get her an account of her own

Like

Reply

Pertti *************

Open second account👍 keep that 800k old one👌

Like

Reply

Peter *******

Just open a separate joint account, or pay her a wage monthly

Like

Reply

Chang ******

Sometimes wife is more expensive than gogo bar girl 👧 555 sorry

Like

Reply

Scott *********

she can work earn her own money.why would you pay her??

Like

Reply

Peter *******

@Scott ********

Yes never happens men paying thai girls monthly 😆

Like

Reply

Mark ********

@Scott ********

my wife has her own online clothing business and never asks me for money. I pay basic household expenses, she pays kids tuition and her parents pocket money.

I’m lucky they never ask me for anything. It might be reverse psychology because I end up paying for stuff anyway but on my own terms.

Like

Reply

Bill *********

I think they would call you a unicorn! 👍

Like

Reply

Reply to

Bill *********

Reply

Bill *********

@Scott ********

You mean Thai girls can and would actually work after marriage? I think that's a myth 😕

Like

Reply

Mark ********

you’re an idiot, tosser!

Like

Reply

Bill *********

That was a positive comment I made! Geez!

Like

Reply

Tore *********

are you ok lol?

Like

Reply

Bill *********

All good! 👍

Like

Reply

Reply to

Bill *********

Reply

John *********

pay a wife a wage 🤣 so not a wife then

Like

Reply

Martin ********

Does he mean "house-keeping" ......I think so

Like

Reply

Frankie *****

to her .. it means a lot as she has own income.. that will motivate her to do even better ..

Like

Reply

Chang ******

indeed

Like

Reply

Mark ********

it’s a bargaining chip, my dear boy!!

Like

Reply

Reply to

Mark ********

Reply

Gerg **********

You have to have an account by yourself, without your wife to show the funds for a retirement visa. Joint accounts are not allowed.

Like

Reply

Bill *********

@Gerg *********

Definitely a good idea to keep separate. When the marriage wraps up, she'll disappear with whatever funds she can get her hands on, so at least your visa won't be in jeopardy.

Like

Reply

Robert ********

@Gerg *********

that are allowed it then you have to double the funds

Like

Reply

Michael ********

@Gerg *********

And the Marriage visa.

Like

Reply

Mikkel *******

@Michael *******

same.. You need for retirement: an account in your name only with 800K, and for marriage: an account in your name only with 400K.

Some immigration offices do allow joint accounts, if married, but then the balance has to be double as you only own 50%.

Like

Reply

Reply to

Mikkel *******

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

Can I use my wife's bank account to prove financial means for a retirement visa in Thailand instead of having my own account?

4 comments

17 days ago

Do I need separate Thai bank accounts for visa purposes if I have a joint account with my defacto spouse?

23 comments

2 months ago

How can I open a joint bank account with my Thai partner if I only have a retirement O visa?

9 comments

5 months ago

Should we each have our own bank accounts or a joint account for our retirement visa in Thailand?

32 comments

6 months ago

Can my wife be a dependent on my Retirement Visa in Thailand, or do we both need separate visas?

30 comments

7 months ago

Can my Thai wife open a joint bank account with me in Thailand as an expat?

33 comments

10 months ago

Can my wife and I use one joint account for the retirement visa requirement of THB 800,000 each?

30 comments

a year ago

Which visa should I apply for in Thailand: Non-O based on retirement or marriage?

10 comments

2 years ago

Is a joint bank account accepted for a retirement visa in Thailand?

9 comments

2 years ago

Can my husband and I combine our retirement visa funds to eliminate the need for two separate 800K accounts?

7 comments

2 years ago

Can I open a joint bank account in Thailand with my wife while on an O marriage visa?

5 comments

2 years ago

Can we use a joint bank account for retirement visa requirements in Thailand if our last names are different?

9 comments

3 years ago

Can my wife piggyback my retirement visa in Thailand, or does she need her own funds?

7 comments

3 years ago

Can a joint Thai bank account be used for the funds required for a retirement visa in Thailand?

8 comments

4 years ago

Will adding my wife's name to my bank account affect my Non-O visa extension in Thailand?

15 comments

4 years ago

Can I use a joint account with my wife to meet the 400,000 THB requirement for a marriage visa extension in Thailand?

41 comments

5 years ago

Is a joint bank account acceptable for a married visa in Thailand and what are the requirements?

13 comments

5 years ago

Do we need individual bank accounts for Thai retirement visa immigration requirements, or can we use a joint account?

62 comments

5 years ago

Can I keep my 800,000 THB in a joint bank account with my Thai wife for the AO (retirement) visa?

0 comments

7 years ago

Does a joint bank account count for meeting the financial requirements for a Thai visa extension?

15 comments

7 years ago

Will a joint bank account pose a problem for my visa extension based on marriage in Thailand?

6 comments

7 years ago

Do my wife and I need separate bank accounts to apply for retirement visas in Thailand?

30 comments

7 years ago

Do my husband and I need separate bank accounts and combined amounts for our retirement visa in Thailand?

52 comments

8 years ago

Should my partner open a separate bank account for retirement visa purposes in Thailand?

8 comments

a month ago

What is the best cannabis dispensary in Bangkok?

7 comments

a month ago

Where can I find the best cannabis dispensary in Chon Buri?

9 comments

a month ago

What are the best dispensaries in Phuket?

21 comments

a month ago

What is the best cannabis dispensary in Surat Thani?

16 comments

a month ago

Where can I find the best weed in Chiang Mai?

8 comments

a month ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.