as I said Colin I don't think anybody knows. I think it would be a bad decision to tax pensioners, as I think many would leave, but stranger things have happened.
I don't think anybody knows the answer to this question, but this is not the intention of the Thai government. They are seeking to tax digital nomads etc.
I use Wise as Brandon stated to transfer funds to my Thai bank account. I use this for cash purchases.
I have a Starling debit card from the UK that is free to use to pay in shops etc in Thailand and they use the exchange rate on the day. There are other similar cards (Monza) so check to see if you can get a card like this in your home country.
If you apply early (within the 30 days) the time is added to your extension period, so you might as well apply as early as it is convenient for or you. Just in case you need to get any extra information for immigration.
yes I asked about transferring my account too and they did not mention it to me either, but afterwards I thought it might solve the problem, so I called again and they confirmed it would (a bit infuriating they don't mention it).
Definitely get this set up, as I said it's really simple and I used it today, it's as quick and simple as using a card.
I also successfully extended my stay by 12 months based on retirement at a new location and the bank in Sriracha gave me the evidence required in less than 10 minutes.