Same here, so we put 100 baht 3 months before on that account and than it’s ok. They don’t understand that is the balance is the same year after year ….and still the same 800…, they want to see the movement …
Correct about funerals, but only if you are married with a Thai the community pays a part of the funeral. Car or motorbike insurances are very cheap, but remember they cover way less as expected. Insurances for health depends on the age in a range from normal, expensive and way to expensive!