Not only did he get leniency over not having 12 months of transfers. As I understand your post his last transfer, in July, was not even registered as an international transfer? I think the SMT means smart transfer, and is a domestic transfer. Did he have to get any further proof of that specific transfer, did the bank mark it as international in their letter despite of it being registered as domestic or did the IO just accept it as it was?

You are not extending anything "again".. You can extend a 30 day visa exemption once with 30 days, as you already did. Then you got a new turist visa, and yes, that can also be extended by 30 days at immigration. Each entry on turist visa/visa exempt lets you extend once for 30 days.

@Pierre ********

technically doesn't get you anywhere.. I would say, if he has been refused two times. It would be better to go at another option. He mentioned being married. He could apply for an extension based on marriage in stead and be well above the threshold of 40k a month with the stated transfers.

As the new rule from March this year said that the capital (banked money) must never be below 400K it is well within bounds for some immigration offices to interpret that this is a valid requirement even if using the combined method of income/banked money. Some immigration offices do not even accept the combination method at all after the change.

@Dianne ****

sounds like your Australian bank used the wrong swift code then. Each bank has its own.

@Frank *************

I totally agree with that. He might have success with an appeal. But who is to say if he has to deal with that particular officer again in the future, and maybe get greaf about it making it harder to stay here.

I know it might not be the most popular opinion. And surely it's not fair.

But in smaller areas where they are more likely to remember you. I would not risk filing an appeal unless it was for something outrageous or impossible to overcome. Better to find a way around it. Do what they ask with a smile, and be done with it.

@Matthew *****

regarding your question if there will be problems with leaving the country on an extension of stay, the answer is no, if you have a re-entry stamp. You can get a single re-entry for 1000 baht or a multiple for 3800 baht. They let your extension stay alive when come back. Regarding 90 days visits to immigration, you only have to do those if you are actually in the country for 90 days or more. If your travels brings you in and out of the country in less than 90 days at a time, you will never do a 90 day report.

@Matthew *****

there is still the option of visiting savannakhet or HCMC while here and get the 1 year multi entry visa without proof of funds. Or get an extension of stay while here and a multi reentry stamp if you can meet the financial requirements. There is also a few other thai embassies nearby that will give you the multi entry non-o based on marriage, but do require proof of funds. You don't necessarily have to buy a single entry in your home country each time.

James Staub I have fluctuations as well. It takes two bank days for my transfer from DK to be available in my Kasikorn account. Because of weekends and/or holidays it can be anywhere from 2nd-7th day in a given month. I always transfer on the last banking day in the month from DK. That's normal. Even if you transfer some times to the beginning of a month and sometimes to the end of a month, it doesn't matter, as long as each and every month has a deposit that lives up to requirements.

@James ******

just because you mention partial month. It shouldn't matter when in a month the money comes in. It doesn't have to be on the same date each time. As long as the money is in the account before the month ends it should be fine.