@Jan *****************

Non Os aren’t able to be extended? You would have to leave and come back?

Ah, thank you for the info. And in the future, until I’m decided on actually retiring here or not, I should just do the exemption and extension?

@Brandon ***********

Brandon, this is what I have now. Thanks.

@David ******

I have a Jet Blue and Wyndham card from Barklay’s and I have 0% offers in my email right now. Might have to look in to that. Without the promo offer of 0%, the fees would have been higher right?

@Nongnuch *******

so it’s more like a debit card? I just know I hoped to do the cash advance with a CC and immediately pay it off, and was told I would still pay more overall than the ATM fee was here. If there’s a better way, I’d love to know, I’m all for it.

@David ******

so what’s the consensus? I’m getting lost…

If you use a credit card it is a cash advance with inflated interest charges, even if you immediately pay it off, as told to me by CC company prearrival to Thailand. Has someone definitively given a bank that does the transaction at $0 fee? I saw some say Krungthai, were you able to confirm that? Would be some good info.

And I love how people come on here to prove how smart they are and ALWAYS gloss over the dam question. Happened to me the other day and it was so bad, just deleted the stupid post. 🤦🏻‍♂️

@David ******

Actually not. That’s considered a cash advance and it’s usually a very high interest rate. Even if you immediately pay off the balance, interest still accrues. I talked to my CC company about that before I came over and got shot down. Thought I had it figured out, lol.

@Bart *************

Which bank do you work at?

@Martin ********

obviously🤷‍♂️Thai's don't use driving instructors! 😄

@Jim ***********

So you didn't have to transfer $800 baht? If so, it pays for itself while your money collects interest. Any potential downside to it? What happens if immigration finds out, or can they? That is the route I would choose if no risk involved.