@Nongnuch *******

so it’s more like a debit card? I just know I hoped to do the cash advance with a CC and immediately pay it off, and was told I would still pay more overall than the ATM fee was here. If there’s a better way, I’d love to know, I’m all for it.

@David ******

so what’s the consensus? I’m getting lost…

If you use a credit card it is a cash advance with inflated interest charges, even if you immediately pay it off, as told to me by CC company prearrival to Thailand. Has someone definitively given a bank that does the transaction at $0 fee? I saw some say Krungthai, were you able to confirm that? Would be some good info.

And I love how people come on here to prove how smart they are and ALWAYS gloss over the dam question. Happened to me the other day and it was so bad, just deleted the stupid post. 🤦🏻‍♂️

@David ******

Actually not. That’s considered a cash advance and it’s usually a very high interest rate. Even if you immediately pay off the balance, interest still accrues. I talked to my CC company about that before I came over and got shot down. Thought I had it figured out, lol.

@Bart *************

Which bank do you work at?

@Martin ********

obviously🤷‍♂️Thai's don't use driving instructors! 😄

@Jim ***********

So you didn't have to transfer $800 baht? If so, it pays for itself while your money collects interest. Any potential downside to it? What happens if immigration finds out, or can they? That is the route I would choose if no risk involved.

@Todd ********

That equates to almost $90-$100 a month depending on how your money is deployed. And with the new 60+30 exemption, seems like a no brainer to me, especially if you go home once a year or spend time traveling to surrounding countries.

Do you have to have a bank account in Thailand? Or can you send it somewhere and pick it up?

@Trevor *****

I asked the MyThaiVisa how much it was? Did you find out yet who you are using? They don't make it very easy, buts lots of people on here seem to have done it. The only bad thing I've heard about agents, is people claiming that you are stuck with them everytime you renew. Then if you do get the retirement visa, now the new tax issues come in to play. It does frustrating. And having to leave $20+K (basically losing $83/mo in interest back home) sitting in an account collecting dust. Wondering if it isn't better to get a visa + extension a few times a year and not have to jump through all the hoops. Post a follow up or message me what you end up doing. Good luck.

@THAI *****************************

How much is that?