From what I understand at Ratchaburi immigration, you need to deposit B400k for the first year of a marriage visa. Then you can switch to the B40k per month deposit to your account.
If one can’t get B400k or B800k, then that person who has little money needs to spend an extra B25k-B60k additionally every year. Without my Thai wife I could not have gotten it done on a timely basis.
That I kept my US address and all financial institutions and Medicare had nothing to do with any tax liability in Thailand. I pay taxes in the US. I live in Thailand for 179 days a year so I am not a Thailand tax resident. I just do it this way because currently foreigners are having difficulty withdrawing funds from Bangkok bank. Also, if you die your nearest relative will have to generate a ream of paperwork in duplicate and wait years or longer to claim the money. Thailand makes everything more difficult for foreigners and when in doubt, the foreigner is at fault. Also, Thai banks are not FDIC insured, so if it fails, we’re out of luck.
I only keep the required 400k BHT in a Thailand bank that my Non-O marriage visa requires. I have the Thai bank app on my phone. I instructed my family to take my phone and drain my account to get the money out without having to beg for it. My Thai wife has all the remaining funds.
Yes. Keep your home country bank accounts, retirement benefits and the like. Use WISE to transfer funds from your home country account to your Thailand bank account. Easy as that.