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Can I transfer 400,000 baht to Thailand in multiple transactions instead of one?
Jun 27, 2025
10 months ago
Michael **********
ORIGINAL POSTERGreetings to everyone
My question is: When it’s time to transfer the equivalent of 400000 baht should it be in one transaction or can it be two or even three transactions
Thank you in advance.
My question is: When it’s time to transfer the equivalent of 400000 baht should it be in one transaction or can it be two or even three transactions
Thank you in advance.
TLDR : Answer Summary
The community advises that you can transfer the equivalent of 400,000 baht in one or multiple transactions as long as the funds remain in the bank for at least two months prior to applying for a Non-O visa. It's essential to maintain a final balance of at least 400,000 baht on the application day. If the visa is based on retirement, the requirement is 800,000 baht, which must also be held for two months. Additionally, discussions on cash declarations when entering Thailand suggest that amounts over $20,000 USD need to be reported, but there are no specific taxes on bringing in money as long as you do not exceed this limit.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Dean *******
Question to all .. how much does Thai government allow u to bring in cash when visiting or moving there
Peter **********
@Dean ******
As much as you want, but you’ll have to declare it when it’s more than 20k usd.There’s no specific “border taxation” on it. Note that, under current tax laws, money brought in which originates from taxable income will become subject to income tax in the fiscal year it’s brought in.
If you come as a tourist and remain under 180 days of staying in Thailand while bringing in money, there’s zero charge.
Dean *******
@Peter *********
thank uReply to
Dean *******
Reply
John *********
@Dean ******
interesting question. Couldn’t you start with bringing $10k or $20k USD with you, then use WISE while in Thailand?Dean *******
@John ********
thank uReply to
Dean *******
Reply
Bent *************
Up to you
Graham ******
You just need a final balance of at least 400k on the day that you apply for a Non-O or 400k minimum for two months leading up to the application for a Non-O extension (800k if your Non-O is based on retirement/over 50).
John **********
@Graham *****
for an extension of stay based on marriage it has to be in the bank 2 months before applyingGraham ******
@John *********
that's what I said John ;)Reply to
Graham ******
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Nongnuch ********
if you use WISE, you can send in one swoop up to 2 million Baht to a Bangkok Bank and a Kasikorn account, and 1.5 million Baht to a SCB account. To all other bank accounts (only 4 others left if you use WISE) the maximum for one swoop is 500,000 THB
Polat *******
Doesn't matter but Thai bank will cut the same commission for every transfer. Better ask your bank.
Martyn ***********
Doesn't matter how many.. It may work cheaper in one big transfer, but not a lot..
Thomas *******
@Martyn **********
I just did 2.5 million for a house and no matter how I mixed it up, I was pretty close to the same as 1.6 million and 900k in the second transfer. I thought about using Navy Federal from the US because they start out at $25 for an international transfer, but after the less than mid rate exchange rate and unknown Thai charges, I opted for the known cost that Wise gives you. I just factored it in to the overall cost of the house.Polat *******
@Martyn **********
Didn't know that. Thanks.Reply to
Polat *******
Reply
Martyn ***********
@Polat ******
? Wise and many other services no commission charges from the bank..Reply to
Martyn ***********
Reply
Tom ********
As many as you want as long as it's in the Bank not less than 3 months before you need it. Assuming you have a Thai partner if not then it's 800,000 baht.
Roland **********
Reply to
Roland **********
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