I'm sure the 16-year-old "technician" who also maintains the 90 day reporting website after school on Wednesdays will get back to you with an answer right away. That said, you never know, I admit, competence often does pop up when least expected.
Yes, the absurd requirement for outpatient insurance doubles the cost of the policy. However if you look there are some policies with 300000 baht deductibles. The policy has no value as insurance but it does fulfill the requirements and is relatively cheap.
I was going to recommend lmg but now I understand your problem is that you're over 75.
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0 baht deductibles. The policy has no value as insurance but it does fulfill the requirements and is relatively cheap. https://www.lmginsurance.co.th/en/Products/Pages/Universal-Longstayvisa.aspx. I was going to recommend lmg but now I understand your problem is that you're over 75. https://longstay.tgia.org/home/companiesoa here are all of the companies that you can by the mandatory insurance from.