@Mark *******

I'm also a retired expat living here for the last 6yrs, and I didn't see the OP mention his age either so I shared my experience as he may have similar interests/lifestyle. Give yourself a pat on the back for being non-judgemental...

@Mark *******

I mentioned Thai people have a scooter as you said some foreigners want to live like a Thai person does. I don't think the guy living on ฿150k per year is retired as he mentioned working. Anyway, I listed my average monthly expenses above so the OP can see what I spend as a young retired person here with a Thai partner and toddler living on a modest budget. He can deduct or add to the list as he sees fit to suit his own situation and lifestyle needs. I commented on Jeremy's comment as I found it out of the ordinary for a foreigner to be living here on only ฿13k per month. People in that bracket are usually beg packers and as you said end up needing a go fund me when shit hits the fan.

@Mark *******

I have pre-existing conditions so it's not easy to find providers. I usually pay out of pocket for health issues for myself, which depending on the issue, eg; if it's a pre-existing injury I'm reimbursed from my home country (although I am trying to obtain insurance again, currently being assessed by the underwriting team). I like to keep a couple mil on hand in Thai banks though just incase of any big issues/accidents that may occur. The ฿15k is just for my daughter's vaccination and check-up appointments. Most Thais own a scooter, even if it's only one for the family. Appears the guy isn't bringing in anything and lives/lived on less than the Thai minimum wage.

@Mark *******

obviously Thai people live on much less, they are locals, it's their home country. Locals don't need health insurance, they live with their families etc. We are talking about foreigners living here providing next to nothing for the community.

@Mark *******

฿150k a year is just surviving, far from living.

@CjandBrigitte *********

he should have read the DTA first

@Mark *******

for sure if he's got no outside hobbies, eats on a shoestring budget, doesn't use Aircon, has no healthcare coverage, no vehicles or insurances, no rent costs, no animals, no partner or children, doesn't travel etc then the ฿13k per month is likely enough for him to survive...

@Jeremy *****

I find it hard to believe you survive on only ฿13k per month. I live with my partner and baby daughter in CM and we average ฿80k per month. Here's a basic list of expenses; Rent - ฿25k per month

Electricity - ฿3k per month

Car, bike & scooter insurances - ฿40k per year.

Health insurance - ......

House water - ฿300 per month

Drinking water - ฿800 per month

Fuel - ฿2000 per month

Food/household items - ฿20,000 per month

Phones/internet - ฿800 per month

Outside activities/coffee - ฿3000 per month

Kid stuff/clothes/toys etc - ฿1-฿2000 per month

Schooling for kids - hasn't started school yet but will be around ฿200k-฿400k per year.

Birthday/chrissy presents - ฿5000-฿10,000 per year.

Haircuts/clippers etc - ฿1000-฿3000 per year.

Clothes - ...

Hobbies - ....

Gym - ฿10,000 per year.

Animals food/vet bills - ....

Dr appointments - ฿15,000+ per year

Funerals/weddings etc....

Travelling during smoky season - ฿100,000 for 2 months each year.

Personally we don't smoke or drink any alcohol but if you do -...

We don't buy anything from big shopping centres. Usually just window shopping, we buy our food from makro/lotus/local markets mostly and we also choose the cheaper option. No massages, no partying etc.

@Jeremy *****

400 is barely surviving, certainly not living

2000 is a little on the light side