Applicants have a choice whether to use a visa-agent or not. This Agent's fees are not a scam, it is their charging structure and covers staffing, overheads, knowhow in advising on and uploading documents etc. Applicants who are digitally savvy can do it themselves.
Dirk Scheffenbichler, yes. I have been through the Malaysia - Thai border several times in recent months, and witnessed the questioning. If I am not mistaken, you are allowed 2 border crossings per year on visa exempt and/or tourist visa
Passport, Proof of Residence (rental agreement if renting), Visa Certificate (show original initially), 4 x PP colour photos (or have them done at immigration if they have a facility), complete their form and pay 500THB per COR purpose ie. You need separate ones for bank, car and motorbike driving license applications.
Speak to Brian Ramsden of Lawyer for Expats (Thailand), he will offer you a free consultation, and particularly about the LTR-visa. He and his business partner Pook can also advise in other key legal areas.
a branch of a bank in Pattaya opened accounts for foreigners without following the bank's policies, and the individuals who obtained accounts were involved in criminal activity.