I'm thinking more about the Thailand Pass app approval after uploading the documents. I'm worried they would see that the deductible is practically as much as the required insurance amount.
Thanks, Luma has issued me a single page document that clearly states Covid is covered. Plus I think the Thai officials reviewing will be familiar with Luma since it's one of the big health insurers here.
Mine took over two months to process after application, a few months ago, but now they are advertising thirty days, so... food for thought. Also, as mentioned above it “technically” is still a tourist visa even though it is called a PE privileged entry visa. This has some downsides, like some provinces won’t let you get 5 year licenses, but also some upsides like the tax refund on purchases if you leave again in 60 days.