Entry Insurance deductible question:
I haven't left Thailand in years, but want to take a trip out and then back in, so I'll have to deal with this Thailand Pass nonsense.
I have a proper Thai health insurance policy (not a short term travel policy) through Luma, that's like 30M baht coverage and does include covid coverage in writing.
HOWEVER, I have a 320,000 baht deductible, because I only keep the policy only for large emergencies.
I can't get an answer from the Thai emails I've reached out to as to whether this policy is acceptable due to the high deductible, and of course I don't want to find out a week from my flight back into Thailand.
Does anyone know if the deductible matters? Or, does anyone know would be better to ask?
Thank you!
TLDR : Answer Summary
The deductible on a Thai health insurance policy does not affect acceptance for the Thailand Pass as long as the coverage amount is adequate and there is specific coverage for COVID-19. It is recommended to provide a straightforward document that outlines these details rather than a complex policy document, which may not be thoroughly reviewed.