Entry Insurance deductible question:

I haven't left Thailand in years, but want to take a trip out and then back in, so I'll have to deal with this Thailand Pass nonsense.

I have a proper Thai health insurance policy (not a short term travel policy) through Luma, that's like 30M baht coverage and does include covid coverage in writing.

HOWEVER, I have a 320,000 baht deductible, because I only keep the policy only for large emergencies.

I can't get an answer from the Thai emails I've reached out to as to whether this policy is acceptable due to the high deductible, and of course I don't want to find out a week from my flight back into Thailand.

Does anyone know if the deductible matters? Or, does anyone know would be better to ask?

Thank you!