@Sam *******

Switzerland banks don't allow non resident account holders either. Even if you are Swiss.

@Chris ****

And thankfully I could guide a batch of spouses to get theirs there too. Many reached out to me for details after I posted about it. I spent 9 months trying to get this darn 90 day O... until I got lucky in Penang.

@Nick ******

I tried in my home country and they wouldn't give me the 90 day O Visa (even though I submitted my husbands retirement O extension documents). So I went to Penang and got it there. I was the first who managed to get it in early 2023. Sadly, they stopped issuing them.

Pre-covid, there were even more options, as friends have obtained theirs in various SEA Thai embassies.

I've got the same thing.

A cold that is now turning into bronchitis. Took lots of meds and it kept worsening. 1 week already and it's now a constant tickle in the throat which triggers relentless coughing.

If it's a wet cough like mine, drink lots of warm fluids (ginger, lemon, honey). Vaporize with steam. If it's nasal congestion, flush your nasal passage with a salt solution (I add a little sage and lemon). This is working better than all those meds that I took for 5 days! Cough syrup didnt help much. Even used codipront which is a strong cough suppressant. It's impossible to sleep too.

@Steve *******

some expats are just too lazy or unable to figure out the process. Rather hide it under the excuse of "I've got enough money, etc"! We can read between the lines. They just can't swing the procedure or they can't afford the 800k?

Agree, it only took about 1.5 hours with bank verification, waiting, photocopies, etc. Jomtien has improved alot since the past year too.

@Stewart *********

it took me 7 months to get a 90 day O Visa outside of Thailand. Was refused it by USA WASH DC Thai embassy. The embassy said they would only issue it if my husband had a work Visa (and NOT possible for a 1 year retirement visa). Finally after trying in a few more countries, I got it in Penang. But they stopped giving them now based on retirement.

And then it took months to get the required new marriage certificates and various official stamps. That cost 11k baht.

In hind sight, if you're over 50 as a spouse, it's easier to get your own retirement Visa.

Currently both of you need 800k in separate individual accounts. Unless you can manage to get a dependent Visa on the initial retiree. This has gotten quite complicated in recent months.

If you are fortunate to be from country (NOT American or British) that gives proof of income, it will be easier...as you can use income based method.

But as people mention, requirements change regularly here.

@Vernie ***********************

Professional translation of marriage certificate was done here. It cost 1500b. Our embassy's paperwork (that certified the authenticity) included English so it did not require any translation.

We professionally translated ours into English as our country offers it with 3 languages, but NOT English. We were told English OR Thai was fine. (Other friends who had an original in English didnt need a translation.)

MFA stamps the original copy of marriage certificate (that our embassy has already stamped earlier). It took 2 days for MFA.

@Sharron ******

I'd spend time exploring. There are so many choices. We drive. So that's a factor. Covered parking/traffic/roads, etc. Staying at Na Jomtien can be peaceful, but it takes forever to get anywhere.

Also living along the 10 baht bus route is great, if you dont drive. You really need to spend time looking at places. If you arrive between Nov and April, your choices are fewer. Prices also drop after peak season.