Be very careful. I was with Cigna. Never claimed but after a birthday they tripled the premium. Said I reached a higher risk pool. Yeah I got a year older! So whatever they quote initially they never guarantee to only increase relative to Inflation. I cancelled and use saved premiums to pay as I go. But bills for surgery etc are not cheap
I had a friend who did that. Very much in love. Day 2 her brothers moved in without any discussion. Of course he tried to get them to leave. Day 3 hospital. Don't do it.
I didnt look. Decided to pay as I go. Some big bills but better than paying insurers commissions and overheads with low certainty of claims ever being paid.