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Do banks in Thailand offer savings schemes to earn interest on the 800,000 baht required for a visa extension?

Dec 9, 2025
a day ago
Harry ********
ORIGINAL POSTER
Another bank question: do the banks have saving schemes where the 800000 can gain some interest?
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TLDR : Answer Summary
The discussion reveals that banks in Thailand do not offer significant interest on savings for the required 800,000 baht. One commenter noted a very low interest rate of around 0.05%, while another shared their experience of holding 800,000 baht for six years with minimal gains.
Mike ******
I've had 800K in BKK bank for SIX years in a 'high' interest account. It's now worth 820K!
Frank **********
Yeah it's like .05%.
Stuart ***********
If you pay 65,000 baht into your thai account each month of your first extension, you can use that for your second extension and withdraw the 800,000 baht immediately after.
Bill *********
@Stuart **********
I'd much rather make one single deposit of B800k and be done with it as opposed to hoping and wishing that monthly deposits happen perfectly without fail 12 times.
Stuart ***********
I understand, it's personal preference. Some people hate leaving 800k in Thailand, so it's just an option for them.
Graham ******
@Stuart **********
It only needs to be 400k from 3 months after the first extension was granted so 800k for just over 5 months total if planned correctly
Stuart ***********
@Graham *****
yes that's true. I thought about putting that in my original response but didn't want to overcomplicate it, so I am glad you clarified it Graham.
J **************
The whole thing is a scam
Shawn ********
No
Michael *******
Not true, SCB Easi Pass pays interest, used to be 2.5% has dropped in line with interest rates , I get 12k per year after tax these days….
Harry ********
ORIGINAL POSTER
@Michael ******
thanks. I am in pursuit of the truth for everything that is about getting visas.
Michael *******
@Harry *******
be sure to ask them for the Easi Pass account, comes without a passbook, but immig accept it ( just did my renewal last week)
Harry ********
ORIGINAL POSTER
Shawn ********
@Harry *******
, this 2.5% HYSA he is referring to is for Thai nationals only and it is not the type account that is set up for liquidation as they require.
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