What is the best bank for opening an account in Thailand for expats?

Oct 12, 2023
a year ago
Jimmy *******
ORIGINAL POSTER
Can anybody give feedback about a good bank to olen an account with in Thailand ,i guess one that gives you a card and doesnt charge too much for useing ATMs?? Thanks
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TLDR : Answer Summary
The discussion revolves around recommendations for banks in Thailand for expats looking to open accounts. Notable banks mentioned are Kasikorn, Bangkok Bank, Krungsri, and UOB. Users emphasize that ATM fees are reasonable if using the same bank's ATM within the province. Users seeking to transfer significant sums need to consider banks that allow international transfers, particularly Bangkok Bank, SCB, and Kasikorn. Additionally, feedback indicates that cardless withdrawals may eliminate ATM fees altogether. Some users recount challenges in opening accounts with tourist visas, suggesting other documentation may be required.
Jimmy *******
ORIGINAL POSTER
Thanks for all the information i tryed today at 3 Banks in Em Quartier and all 3 wouldnt open a account for me ,, it seems i need to have something other than a Tourist visa !
Todd *********
There are no ATM fees in Thailand for Thai bank cards.
Keith ************
@Todd ********
in general, yes. But if I use my bank card out of the province where my account is, I get dinged.
Todd *********
@Keith ***********
interesting! I donโ€™t think I have actually had to try that. Thx
Phil ******
@Jimmy ******
Bangkok bank although opening an account these days is hard. I've attached a video as this guys helping people open them.

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Nongnuch ********
I recommend the Bangkok Bank. The agent
@Stefan *******
in Pattaya can seamlessly open a bank account for you within 2-3 days, on ANY visa you are on.
Marty *********
I bank with Kasikorn. If you use cardless withdrawal then there are no ATM fees throughout Thailand.
Stuart ***********
@Marty ********
same with Bankok Bank.
Jimmy *******
ORIGINAL POSTER
@Stuart **********
Thank you for the information guys ,ill go to the big Kasikorn near soi 1after i arive on monday ๐Ÿ™๐Ÿ™
Marty *********
@Jimmy ******
The branch I have an account with is on Sukhumvit next to W District. I hear that the branch in EmQuartier, Phrom Phong, is easy for expats to work with.
Marty *********
@Stuart **********
I think it is true with all the banks but I wasnโ€™t sure.
Stuart ***********
@Marty ********
seems logical, but I agree I don't know either. At least there are 2 decent options ๐Ÿ™‚
Keith ************
If you're going to be transferring money in regularly, only 3 banks allow international transfers of 50,000 or more per time. Bangkok, SCB and Kasikorn.
Jimmy *******
ORIGINAL POSTER
@Keith ***********
Thank you ,i want to move there soon and transfer funds to support and for visa requirements
Marty *********
@Jimmy ******
I believe the 50,000 baht limit has something to do with Wise transfers. If you do a traditional wire transfer you can wire just about any amount. I wired transferred over a million baht to Kasikorn in order buy a car last year and similar amounts while building a house.
Todd *********
@Marty ********
nothing to do with Wise. The bank will reject any amount over 50k baht. You are safe with Bangkok Bank, SCB and Kasikorn
Keith ************
@Marty ********
looking into it more deeply, I believe you are correct. Thanks for pointing that out to me.
Joseph *********
Krungsri
Wyn **********
Kasikorn
Peter *********
UOB
Brandon ************
The best bank is whichever one you can get to open an account for you. Other than that they're all pretty similar. ATM fees are free if you use the same brand ATM in the same province your account is in, likely a certain number of free uses of other bank ATMs in the same province, and then a fee for any ATM out of province.
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