Having read all this - and similar posts over the years - there is one cardinal rule that should be posted in bold type at the top of this and other sites, namely: there are immigration rules and there are immigration officers, and rarely the twain do meet, as they say. 20k needed? Sometimes. Return ticket? Sometimes. Insurance? Sometimes. Lease agreement? Sometimes. Owners house book/ID? Sometimes. Dox written in black ink? Sometimes. Photo outside your accommodation? Sometimes. Map to Immigration? Sometimes. And so it will go on, to the end of time…
I think you are between a rock and a hard place. Your current extension runs out in 30 days and you won’t be able to conduct a visa run due to your lack of passport. It would therefore appear you will be around eight weeks overstayed before you can try and rectify the situation, either with a visa run or application for your Ed Visa. Even if the embassy would give you an emergency travel document, I doubt it can be used for a border bounce. You could try and dodge the fine by producing your passport dispatch/receipt paperwork, but as usual everything in Thailand comes down to the person/office you speak to, not the legislation itself. Worst case scenario: your overstay might invalidate your Ed visa application.
There was a moderator on Thai Visa a while back advertising for sale a template for a Thai will – 900 Baht I think: I will attach it below. The rule of thumb is to have a separate will for each country where you have assets and compartmentalise them accordingly, so that one country can’t see the other countries will; far easier and prevents any estate duty issues. A bit off subject, I know, but a warning for anyone who is lucky enough to have a bank account in the Channel Islands or Isle of Man; neither repeat neither of these places are legally considered part of the United kingdom or Great Britain so please check the wording in your UK will to ensure it states ‘British Isles’ which will resolve the problem.
You might have a problem if you ever wanted to repatriate the funds; you would need proof they originated from overseas and if you’re bouncing it around domestic accounts, that might be an issue…
I don’t think the September transition has been officially explained yet; presumably those on the local 400 000 baht policy will remain so, until next years EoS date. Many folk will welcome the change, as the $100 000 policy can be purchased externally and a lot of guys already have that level of international cover to supplement the ‘Mickey Mouse’ local policy.