@Steve *******

It wasn’t optional. It was a requirement for the opening of a Bangkok Bank savings account, converting a visa exempt entry into a Non ‘O’ plus a twelve month’s retirement extension. I was previously advised that the policy for 3,000 baht was actually of value, especially to those without a healthcare plan or motor insurance as it provided cover for moto accidents. However, that only applied up to age 65.

@David *********

My visa agent told me that taking out Bangkok Bank’s Accident Insurance for 12 months was a condition for opening a bank account with them.

@Peter ******

Fair to say that if you make a claim all insurers require you to give them permission to access your medical records.

@Ivan ***********

Confirm my office require both photo attached to application form and a deskcam photograph.

For comparison purposes, try;

@Chris ********

Totally agree. So many living from day to day. They live in Thailand to avoid enormous heating bills and Council Tax. Being accustomed to free National Health Service at home they make no provision for medical expenses.

@Chris ********

As a yardstick, it is estimated that such a safety net bank account needs to contain a minimum of three million Thai baht (85,000 USD).

There are expats living on their government retirement pensions. They may or may not have savings. It isn’t a problem unless they suffer a serious accident or illness that prevents them returning to their home countries for treatment.

@Ryan ******

I read it as 900 USD per month?

You’ve done the right thing. Go to A/E as soon as possible. Not expensive in Thailand. You should be able to claim under your travel insurance (if applicable).