A lot have said it - look into a WISE account

@Heath *******

just check small print - usually the policies provided with credit cards will limit how many days a trip can be - usually 90 days and then cover ceases - yours might be longer but I doubt it will allow 365 days for any one trip

Very carefully check the conditions of any travel insurance - often they will have a time limit per trip of anything from 90 days to some policies might give up to 180 days - even annual travel insurance policies will still have a limit any one trip with the intention you will need to return home before the next trip.

Maybe look at expat health insurance - only cover medical but can be for a full 12 months and more.