wise and xe take over a week for me to actually get the funds in my Thai bank, every time, every month, for years, if I use ACH. A wire is faster but I'm not in a hurry.
This is an absolutely terrible idea. For one thing you are just inviting yourself into some serious family law complications. A Thai woman that you are not in a relationship with, you are going to trust this person not to sue you and take half your shit? If her family has money, even worse for you because now she has the means to pursue your assets in your home country. Even if your marriage is not registered there she can still come after your assets if she has the financial means to do so.
Not only that but if you piss her off she can make your life a living hell. If you end up in the Thai court system against her, you are in big trouble. Not only that but maybe the cops just come pay you a visit one night because her cousin's sister's brother is on the force and they make a call.
You are a visitor in the Kingdom, you should treat this place, and it's complex visa system with the utmost respect. Do not take advantage of it if you actually intend on making Thailand your home, long term.
Find the visa that best fits your personal situation and work toward that. If you abuse the visa system there is a pretty good chance you will regret it, and if you marry a Thai for the purposes of a Visa alone then the odds are very high than you will suffer for that choice.
And not only all of that, but immigration will sometimes visit you at your declared residence and expect to see you there with your Thai wife. You have to provide them with lots of photographic evidence and the entire process is quite complex. Faking all that just for your visa? Good luck.
And finally the misuse of a Thai visa is a crime that can result in imprisonment and deportation. You are foolish if you risk these things for a visa.
Sadly there are actually many conspiracies in the world where people seek personal gain over the well-being of others and organize together to do so. It's pretty common actually.
The reason they want blue ink is because black ink can easily be confused for a photocopy. Blue ink ensures that the form was filled out or signed by hand.