I don't even think there is a decision to make ...
I was ready to go down the hassle of a retirement visa .. then the DTV came up and blew the rest out the water .. even some in the Elite visa group are not happy about how good the new DTV is.
it certainly is expensive.. it looks like insurance costs are shooting up so much. The hospitals taking advantage of insurance policy holders will certainly be a driving force.
what was I speculating? And I have not seen the DTV stamp so again I do wonder what it will be like and said I'll find out in a couple of weeks when I am back