there is so much fine print to read and nothing is wrong with it nobody reads it completely and thats where the problem can be.What the sales person tells is not in many cases what your signing for. Its the same as you pay for something you are agreeing to terms and conditions by that supplier. Ignore these things and your leaving yourself wide open.
If your young fit and healthy insurance is no problem but if your old with pre existing ailments forget about it .Speaking from experience. Insurance companies will take your premium and you think your covered but make a claim and the goal posts are moved. Insurance companies love to take your money but dont love to pay out. READ ALL THE POLICY FINE PRINT. They dont print it it small and with so many pages for nothing because they know you will not read it and say sign here.