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Is internet banking available in Thailand?

Internet Banking Thailand Banking Mobile Banking Banking Apps Expat Life Krungthai Bank Bangkok Bank Kasikorn Bank

Jul 10, 2025

4 days ago

ORIGINAL POSTER

Some body know whether or not internet banking available in Thailand.

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TLDR : Answer Summary

The availability of internet banking in Thailand has been shifting towards mobile banking applications. Many traditional banking services are moving away from web-based interfaces, with banks primarily focusing on mobile apps for both personal and business accounts. Users have shared experiences with various banks like Bangkok Bank and Kasikorn Bank, indicating that while internet banking is accessible, its technology is evolving, and some users may find it limited compared to app functionalities. Additionally, there are discussions on internet connectivity and whether certain SIM cards can be used for banking purposes.

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Singh *****

Yes...kasikorn n bkk for sure

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Mark *******

Cash only

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Simon **********

Yes

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Paul *********

Yes, but you need a guarantor. ( Girlfriend or friend) And with international debit card on the palladium account with a 1000 THB per year fee.

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Ann-Louise ********

Yes, they did away with the smoke signals last year. 🤔😉🙄😂🤣

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Paul *********

I discovered cardless withdrawals since being here. We’re living in the future baby!

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Bil ******

No, they use abacus

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Roy *********

Bangkok Bank and Krungthai definitely. And it works back here in UK as well.

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Val *******

ORIGINAL POSTER

thanks heap

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Val *******

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Roy *********

Yes absolutely !

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Tez ******

They have internet

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Boran *****

No we send money via carrier elephant.

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Matt **********

Oh no this is a devoping country

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Thaimer ******

No. They’re still in middle age.

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Lynnette *******

I used internet banking with my UK bank. I don't use apps.

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Marcos **********

No. Thailand don't have internet bank yet. We need to go to banks in person and stand in line for hours to withdraw 100 THB and use it to pay bills.

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Alan ******

Only if you have internet and a bank account 😞

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Rio ******

Yes it is. All of my banking is internet based.

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Dave ********

Internet banking has to be done using a phone app. The sim card and phone number being in the same name as the bank account holder.

I have a tablet which recognises my finger print which I use for UK banks.

Cannot use it for Thai banking.

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David ******

Yes it is

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Jeremy *********

Does the phone you have in Thailand to open a bank account have to be a contract phone sim or will a sim with 3 months from the airport suffice

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David **********

@Jeremy ********

yes it's good enough

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Sue **********

@Jeremy ********

you‘re welcome

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Sue **********

@Jeremy ********

I still have my tourist sim and never changed the number using it with bank acc. I just top up every 3 months with the provider.

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Jeremy *********

thanks

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Jeremy *********

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David **********

There is internet banking

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Val *******

ORIGINAL POSTER

@David *********

thank you

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David **********

I use bangkok bank I find them easy to get along with I have mobile banking and use it for all my purchases

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David **********

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Rod *********

Some places not many will still take cash

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Ricardo ********

No we're still struggling, I'm feeding my donkey to go to the mall soon

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Paul *********

@Ricardo *******

That’s not a donkey, it’s a buffalo. 😆

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Paul *********

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Jim *******

Our Internet banking with Bangkok Bank is available to us since year 2000, using it from Japan. The site is well done, has always been.

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Moses *********

I use both. Interesting on Bangkok bank website I could not add payee. On app I could

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Keith *******

@Moses ********

BB online banking is being wound down. The app has improved out of sight

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Keith *******

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George *********

It’s not. Bering a cheque book

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Alek *****************

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Robin *******

Nope nope. They don't have internet, all paperwork and signed with fingerprint dipped in blood.

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Peter **********

Just tried Kasikorn Bank through a browser. That works fine.

KASIKORNBANK.com -> set to English at the bottom of the menu -> click on the lock at the top -> choose Kbiz -> login.

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Dave **********

No! We are third world and still use cheque books!

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Aaron **************

@Dave *********

ha ha.. when I lived in India they gave me a cheque book! Hilarious.. they were hardcore about checking signatures, understandably !

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Peter **********

@Dave *********

I buy bread with grains of rice. Where can you use cheque books already? 😳

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Robin *******

@Peter *********

chooks and pigs are legal tender.

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Robin *******

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Ken **********

One of my banks will and the the other will not. Make sure your bank is aware you are out of country. One of my banks blocks everything digital from Thailand.

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Gary *******

when I am in Australia I use my wifi and use vpn on my Thai phone work s good with KBANK

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Ken **********

thanks for sharing.

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Ken **********

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J ******************

Electricity will be available in a few years

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Robin *******

@J *****************

and water

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Robin *******

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Nicky ********

Get a Monza card and you can transfer from your own bank to Monza while you’re in Thailand ..Monza don’t charge you with ATM !!

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Aaron **************

ATM will charge you tho..

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Nicky ********

@Aaron *************

of course ATM charge you but Monza doesn’t!! If you used any other card your own bank will charge you plus theATM charged you too..

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Aaron **************

many banks around the world have a certain amount of free international transactions.

Wise is quite cheap, but not free.

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Val *******

ORIGINAL POSTER

thank you for sharing us. I order Wise card and put a few hundreds in my Wise account in Australia now aiming to use in Thailand. I never use Wise before but some people recommend Wise mainly for higher exchange rate and lower ATM fees.

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Val *******

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Karl **********

Do they have internet ??

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Aaron **************

@Karl *********

thailand? Jeez mate. In Bangkok I have fibre 900mbps up and down.. that is the lower speed. Speed is amazing and cheap. Go back to where you came from.

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Jaree *************

@Karl *********

I’m Thai, what is the internet? Since the day I was born I’ve never known what this thing is

Is that what you want to hear? Duh!

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Ian *******

@Karl *********

I'm sure it was intended as sarcasm, but still a stupid comment.

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Ian *******

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Giovanni **********

Yes

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Chris *******

"Internet" website hosted banking is being phased out.

Phone apps are now the only way to go.

You can only use the app on an authorized device, with security.

The apps are good but logging in on your laptop or desktop is a thing of the past.

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Brook ********

False.

Kasikorn and many other banks offer Internet banking.

No large business wants thier banking on some employees phone.

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Chris *******

not false the banks are phasing them out. Some are still working for now.

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Chris *******

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Thom **********

too bad. I have bad eyesight. I try to use a laptop for everything.

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Thom **********

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Tom ********

It's Thailand not Mogadishu!

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Denise **********

I believe even Mogadishu has Internet banking. 🤣

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Denise **********

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Colin **********

I have kbank and Bangkok bank Internet banking, hardly use them, there not getting much development work very old technology, I suspect they will go sometime in the future. Everyone is using a smart phone.

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Stewart ******

I use the Bangkok bank app really impressed

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Reinhard ********

Me and my wife use Krung Thai App and we canceled the BKK App ,because it's to complicated for us.

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Glenn *****

Bangkok Bank app is M (mobile) banking. I (Internet) is used with a web browser. I have both with BBL.

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Glenn *****

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John **************

It's all on an app. Works well!

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Steve ********

i have internet banking with bangkok and kasikorn banks. rarely use but consider it a backup if i lose phone or something

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Peter *********

yes - for business or personal?

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Val *******

ORIGINAL POSTER

@Peter ********

retirement visa

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Val *******

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Brandon ************

Most Thai banks are phasing out internet banking except for business accounts. Everything is done by phone app now and the phone number (SIM) must be registered to the same name as the one on the bank account.

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Ralph *******

@Brandon ***********

I misunderstood. To me the phone app is internet banking.

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Peter **********

Sure. And calling someone through Messenger or Line is a “phone call”. Right…

Take an umbrella next time when you shower because it’s raining there. 🤣

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Ralph *******

@Peter *********

Oh mr clever dick. Try using the app without internet.

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Peter **********

At least my dick is clever. 😉

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Kim ****************

@Peter *********

hmm I doubt it

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Ralph *******

@Peter *********

Maybe

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Ralph *******

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Jon ********

@Brandon ***********

that is internet banking, accessed on an app from the phone.📞

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David *******

Krungsri bank will NOT allow customers over 70 years of age to register App on phone It's a bloody disgrace

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Reinhard ********

I Had an issiue with Krung sri Last week.I wanted t to pay the carloan of my wife cash as every month.Couldn'do IT because they wanted to See my Passport!I've done it several times before and showed the IDcard of my wife and never someone asked for my passport! IT really Looks like they want to get rit of foreigners now.More and more paperwork everywhere.I didn't want money .I wanted to give them money!So now my wife has to do it allone!I'll never will set a foot Into this bank.

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Jon ********

are you serious? Why? I have been with them for 10 years and quite happy.

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David *******

Because they now have an age limit, which is 70 yo, and that info I got from branch at Central Pattaya

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Jon ********

So you can't get the app. How do you pay you bills?

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David *******

Cash is king, I only used the krungsri Web sites to check when money arrived from Australia. Now have to go to ATM

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Jon ********

lots of places are cashless these days

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Val *******

ORIGINAL POSTER

which is not very good.Its kind of discriminations.

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Val *******

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Joey ***********

Thai banks have distinguish between mobile banking and internet web site banking even though both services utilize the internet as the medium. I can no longer log in on my computer to do banking online. You can scan pay, inquire, withdraw, transfer, deposit, using mobile app.

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Val *******

ORIGINAL POSTER

I think that is all about terminology thing. I use common wealth bank in Australia and before there is mobile app I use internet banking so called netbanking. Now I use only mobile app which alot more easier and efficient. Thank you all for your inputs. I love this plat form.

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Val *******

ORIGINAL POSTER

@Joey **********

that is great thank you

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Val *******

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Peter **********

Yea, it’s banking through internet but it is not named internet banking.

Banking through apps is called “mobile banking”. Banking through browsers is called “internet banking”.

So your remark is technically correct but nobody uses the term. 👍

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Jon ********

@Peter *********

who hoo thanks for the clarification ! lol

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Jon ********

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Brandon ************

That is not internet banking. Internet banking is a website login (internet) setup separately to your account.

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Gary **********

@Brandon ***********

so your saying if we don't have internet on our phones we can still use the banks app, amazing!

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Jon ********

@Brandon ***********

oh so when you log in from the app on the iPhone it’s not internet banking in lol 😂

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Jim ********

two separate things. Internet banking and mobile banking. One is from a browser and one is through an app

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Jon ********

and both use the internet

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Andy ************

Surely you can't be that thick?

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Jim ********

irrelevant. They are 2 separate things in banking terms

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Roberto *********

Correct. Internet Banking is different to using the app.

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Roberto *********

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Ralph *******

@Brandon ***********

Wow! So what will the Thai people use?

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Robin *******

the Thais will use cheques and the postal service

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David ****************

in Thailand. Only businesses have checks from my understanding. Personal people do not have checking accounts. Just debit cards. And transactions from phone app

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Lloyd *********

who still uses cheques outside of the USA?

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Trevor ***********

@Lloyd ********

I do in Australia

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Kai ******

@Lloyd ********

Philippines

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Peter **********

Only those born and raised in the USA. 🤣

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Peter **********

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Gerg **********

Look around. Almost every thai person is looking at their phones. Even the kids have phones. Everything here is done with phones and apps whether thai or foreigner.

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Brandon ************

Their phones like they are using now. Most of the Thai accounts don't even come with internet banking as default and you had to go to the bank separately to request they set it up. I don't know a single Thai person that even has an online banking login.

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Peter **********

@Brandon ***********

I do know one. My wife had internet banking setup years ago before she came to Netherlands. I believe I am the only one who has ever used that.

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Stefan *******

@Peter *********

i also use internet banking,have never used on my phone/app. It have been like that the last 12 years on Bangkok bank

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Stefan *******

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