@Michael *******

Exactly, you’re right: for the marriage visa (Non-Immigrant O in Thailand), it is not always required that the proof of funds be an international transfer.

What immigration usually asks for is:

* Proof of funds available in Thailand, which can be a balance in a local bank account or recent deposits.

* For some consulates or specific cases, they may accept local transfers or account statements, as long as they show that you have enough money to meet the visa requirements.

The problem arises when someone interprets that only an international SWIFT transfer is acceptable, but in practice, a Thai bank account with a sufficient balance and official statements is usually enough.

@William **********

My wife doesn’t have any family, but thank you for reminding me with your comment.

@Andreas ********

Thank you for your advice. I have perfectly understood your explanation: although Wise works for sending money, for Thai immigration to recognize the funds as international and valid for the marriage visa, I need to make a direct SWIFT transfer from my Spanish bank to my Thai account.

@Stephen ********

Are you going to say anything I don’t already know?

@Sean ******

No thanks

@Stephen ********

I’ve been married for 8 years and I have two Thai children. What the hell are you talking about?

@Stuart ********

If you read the previous comments you would understand.

Listen up, guys. He’s saying that the 50,000 baht limit seems too low because he needs to transfer more than 50,000. But he’s also clearly saying that he has money in a Thai bank, okay?

So all the people talking nonsense—chronic dyslexics—saying he should use Wise or any other app like D-Money, Western Union, etc., seriously, shut your mouths or stop drinking alcohol.

He’s not talking about switching apps or finding alternatives. He’s talking about the transfer limit in the Thai bank. Got it? Good.

Now I’m going to answer him, because I’ve been through it: I went to the bank, spoke to the head office from there, and they told me they’d send a notification in two days.

And two days later, the notification said no, that 50,000 was fine—and that I had to deal with it.

I hope now you understand. Have a good day.

And to the dyslexics: stop drinking alcohol or buy better glasses so you can read.

It is not a bank policy, you can clearly read that it is an immigration decision.

But....That order comes from an internal bank policy, based on the requirements set by the Thai Immigration Bureau for the renewal of certain types of visas, especially retirement visas (O or O-A), which require maintaining a minimum bank balance (such as 800,000 THB) for a specific period.

To protect itself legally and ensure compliance with these rules, the bank imposes its own additional policy: not issuing the bank balance certificate until the required amount has been maintained in the account for 4 months. This is not directly established by immigration, but rather a measure by the bank to prevent the certificate from being used fraudulently or temporarily.

The bank applies this internal rule as a precautionary or control measure, but it is not supported by any law or official decree.

@Wylie ******

Everything you've been told is correct; however, I would add that you should email the embassy you choose to go to and check their specific requirements. To put it another way, sometimes they act differently—or more empathetically. To each their own in the Lord's vineyard.