Look into tag thai using the pay & tour card. It's will give you access to the QR code scanning and once you've got the card you can top it up from the app. I've never used it so I'm not sure if there is an atm withdrawal cost. Check it out, may be useful to you.

I've never had any hassle from HSBC if you want a bank you can actually go to but i find revolut to be best if you would be okay with an online account.

I read somewhere, don't remember where so it could be bollocks, that the benefits of bronze were going to be changed and increased as the DTV has all but stopped people from going for Bronze Privilege.

@Erwin ******

if you're using a travel agent then surely that same agent can do the TDAC too as part of the deal.

@Lester ********

me too, I fly monthly for work and so far I've had no issues getting into lounges. Apparently the UK airports are a bit funny with the lounge pass but ive been in Bangkok, Dubai, Istanbul and Amsterdam without issue.

@Lester ********

I have a revolut ultra account and it has other benefits not just the rates and fee free transfers with access to the full suite of NordVPN and other Nord services. If you do end up going that route though be careful with the Ultra card, it's ever so slightly thicker than the average ATM card and i know a few people who have had the card get stuck in the ATMs in Thailand.

@Vicky *********

I just did it through the Thai Visa Centre and it all went well. I went from being questioned on my last 3 entries and having to show addresses, exit flights and last time they even asked for the 20k baht, to the IO not even looking at me this time and the whole thing taking about 15 seconds.

@Bob ******

it is the, not rhe.

@Phil *****

cheers !!!!