Can I open a Thai bank account with a tourist visa in Pattaya?

Opening a Thai bank account while on a tourist visa in Pattaya has become increasingly challenging. Many expats report that banks are now reluctant to open accounts for tourists, citing internal policy changes aimed at preventing fraud and ensuring compliance with international banking standards. A common consensus is that one should ideally enter Thailand on a NON-O visa, which allows for easier access to banking services. Some agents claim they can assist tourists if they are transitioning to a NON-O visa, but this may involve additional costs and paperwork. Overall, most contributors suggest it is now nearly impossible to obtain a bank account solely on a tourist visa without leveraging the help of agents or considering alternative visa options.